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725 Winterside Dr, Apollo Beach, FL, 33572

$194/sqft·Mirabay Parcels 21 & 23

3 bd2 ba1,982 sqft2 car garageSingle Family
Listed by KELLER WILLIAMS SOUTH SHORE· Last updated · MLS# TB8510516

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,275/mo
Down payment (20%)
$77,000
Property taxes
$678/mo
HOA
$396/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2021
Community pool
Fitness center too
2 car garage
Driveway
5,000 sqft lot
Lot size
1,982 sqft
Living area

About this home

Ceiling Fans(s)Crown MoldingHigh CeilingsLiving Room/Dining Room ComboStone CountersTray Ceiling(s)Walk-in Closet(s)Window Treatments

725 Winterside Dr is a 2021-built home in Mirabay Parcels 21 & 23, Apollo Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,982 square feet of living space. Listed at $385,000 (about $194/sqft), 78 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $396 monthly.

From the listing

THIS HOME OFFERS AN ASSUMABLE 2.75 INTEREST RATE LOAN! Welcome to luxury coastal living in the highly sought-after GATED community of MIRABAY in Apollo Beach! This beautifully designed ONE-STORY home offers 3 bedrooms, 2 bathrooms, a PRIVATE DEN with double doors, and nearly 2,000 square feet of thoughtfully UPGRADED living space. From the moment you step inside, you’ll appreciate the elegant CERAMIC WOOD-LOOK TILE FLOORING that flows throughout the home, CROWN MOLDING, PLANTATION SHUTTERS, CUSTOM LIGHT FIXTURES, and DESIGNER TOUCHES at every turn. The OPEN-CONCEPT & SPLIT BEDROOM LAYOUT seamlessly connects the GOURMET kitchen, dining, and living areas, creating the perfect space for both entertaining and everyday living. The chef’s kitchen is a true showpiece featuring QUARTZ countertops, a NATURAL GAS cooktop, DOUBLE OVENS, STAINLESS STEEL appliances, BREAKFAST BAR seating, custom PENDANT LIGHTING, and stylish SHIPLAP accents. Large SLIDING GLASS DOORS lead to the SCREENED LANAI, blending indoor and outdoor living beautifully. The spacious primary suite offers TRAY CEILINGS, a CUSTOM WALK-IN CLOSET, and a luxurious ENSUITE BATH complete with DUAL QUARTZ VANITIES, a large WALK-IN TILED SHOWER, and private water closet. Two additional bedrooms and a versatile den provide flexibility for guests, a home office, or hobby space. Additional upgrades include an INSIDE LAUNDRY room with CUSTOM CABINETRY, whole-house WATER SOFTENER system, SOLAR PANELS for energy efficiency, SURGE PROTECTOR on the A/C unit, CEILING FANS throughout, and a rear-entry 2-car garage featuring BUILT-IN CUSTOM WOOD SHELVING for exceptional STORAGE. Living in MiraBay means enjoying RESORT-STYLE AMENITIES including beach-entry POOLS, KAYAK rentals, CLUBHOUSE, FITNESS CENTER, PLAYGROUNDS, LIGHTED BASKETBALL, PICKLEBALL, & TENNIS COURTS, COMMUNITY EVENTS & ACTIVITIES as well as access to the beautiful waters of Tampa Bay. This exceptional home offers the perfect blend of comfort, style, and resort-style living in one of Apollo Beach’s premier waterfront communities.

The essentials

Built
2021
Price / sqft
$194
On market
113 days
Annual tax
$8,139
HOA
$396/mo
Flood zone
AE
Lot
5,000 sqft
Type
Single Family Residence

Location

725 Winterside Dr
Apollo Beach, FL, 33572·33572 - Apollo Beach / Ruskin
Type
Single Family Residence
Year Built
2021
Lot
5,000 sqft
Cooling
Central Air
Heating
Natural Gas
Parking
Driveway, Garage Door Opener, Garage Faces Rear
Days on Market
113
Ceiling Fans(s)
Crown Molding
High Ceilings
Living Room/Dining Room Combo
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Lighting
Sliding Doors
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - Guard
Golf Carts OK
Irrigation-reclaimed Water
Playground
Pool
Tennis Court(s)
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Refrigerator
Tankless Water Heater
Washer
Water Softener

Elementary

Apollo Beach-HB

Middle

Eisenhower-HB

High

Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileIn a CDD (Community Development District)Flood Zone AE

Annual Tax (2025)

$8,139

Parcel #

U-32-31-19-97F-000083-00003.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Mirabay Parcels 21 & 23

County

Hillsborough

MLS Area

33572 - Apollo Beach / Ruskin

Lot Size

5,000 sqft

HOA
$396/mo
Mirabay Association
Date
Event
Price
8/7/2026
Price change
Source: Stellar MLS #TB8510516
$385,000-2.5%
$194/sqft
5/21/2026
Listed for sale
Source: Stellar MLS #TB8510516
$395,000+31.7%
$199/sqft
2/19/2021
Sold
Source: Hillsborough County Public Record
$300,000
$151/sqft
Est. monthly payment$3,275/mo
Principal & interest$2,008
Property taxes$678
Insurance$193
HOA$396
Down payment20% · $77,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $385,000
$380,000 – $385,000
98.9% – 100% of listTops out right at the list price
80% of listList price
131 of the last 261 home closings in 33572 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 113 after a $10,000 cut.

Sample: 261 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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