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514 Winterside Dr, Apollo Beach, FL, 33572

$211/sqft·Mirabay Parcels 21 & 23

3 bd2 ba1,803 sqft3 car garageSingle Family
Listed by LPT REALTY, LLC· Last updated · MLS# TB8506781

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Est. monthly payment
$3,169/mo
Down payment (20%)
$76,000
Property taxes
$614/mo
HOA
$383/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2012
Community pool
Fitness center too
3 car garage
5,625 sqft lot
Lot size
1,803 sqft
Living area

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsOpen FloorplanSolid Wood CabinetsStone CountersThermostat

514 Winterside Dr is a 2012-built home in Mirabay Parcels 21 & 23, Apollo Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,803 square feet of living space. Listed at $380,000 (about $211/sqft), 125 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $383 monthly.

From the listing

Experience the ultimate Florida resort lifestyle in this stunning West Bay-built home located in the exclusive, gated Bay Breeze enclave of the MiraBay community. This meticulously maintained residence features a bright, open-concept floor plan highlighted by gorgeous wide-plank wood flooring, soaring ceilings, and elegant crown molding throughout the main living areas. The gourmet kitchen is a chef's dream, boasting granite countertops, premium wood cabinetry, and a new refrigerator installed in 2022. Significant recent mechanical upgrades provide total peace of mind, including a new Lennox A/C and gas furnace (2022) and a new washer and dryer (2022). Retreat to the spacious primary suite or utilize the versatile den—complete with French doors—as a quiet home office or third bedroom. Outside, enjoy morning coffee on the charming covered front porch overlooking the community green or utilize the rare and spacious detached 3-CAR GARAGE for your golf cart or your fun car. Best of all, the HOA covers lawn maintenance, water, and trash, giving you more time to enjoy MiraBay’s world-class amenities, including a 135-acre lagoon, resort-style heated pools with water slides, a state-of-the-art fitness center, and tennis and pickleball courts, and the convenient poolside Galley Café for sunset drinks and dining.

The essentials

Built
2012
Price / sqft
$211
On market
126 days
Annual tax
$7,371
HOA
$383/mo
Flood zone
X500 · Low risk
Lot
5,625 sqft
Type
Single Family Residence

Location

514 Winterside Dr
Apollo Beach, FL, 33572·33572 - Apollo Beach / Ruskin
Type
Single Family Residence
Year Built
2012
Lot
5,625 sqft
Cooling
Central Air
Heating
Central, Natural Gas
Parking
-
Days on Market
126
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Open Floorplan
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Courtyard
Private Mailbox
Sidewalk
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Park
Playground
Pool
Restaurant
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Gas Water Heater
Microwave
Range
Refrigerator

Elementary

Apollo Beach-HB

Middle

Eisenhower-HB

High

Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone X500

Annual Tax (2026)

$7,371

Parcel #

U-32-31-19-97F-000073-00006.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Mirabay Parcels 21 & 23

County

Hillsborough

MLS Area

33572 - Apollo Beach / Ruskin

Lot Size

5,625 sqft

HOA
$383/mo
Stacey Gardner
Date
Event
Price
9/10/2026
Price change
Source: Stellar MLS #TB8506781
$380,000-1.3%
$211/sqft
Price change
Source: Stellar MLS #TB8506781
$385,000-9.4%
$214/sqft
5/8/2026
Listed for sale
Source: Stellar MLS #TB8506781
$425,000+49.1%
$236/sqft
9/25/2020
Sold
Source: Hillsborough County Public Record
$285,000
$158/sqft
Est. monthly payment$3,169/mo
Principal & interest$1,982
Property taxes$614
Insurance$190
HOA$383
Down payment20% · $76,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $380,000
$375,000 – $380,000
98.9% – 100% of listTops out right at the list price
80% of listList price
131 of the last 260 home closings in 33572 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 126 after a $45,000 cut.

Sample: 260 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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