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9643 Asbel Estates St, Land O Lakes, FL, 34638

$153/sqft·Asbel Estates

5 bd3 ba3,390 sqft3 car garageSingle Family
Listed by RE/MAX PREMIER GROUP· Last updated · MLS# TB8505770

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,313/mo
Down payment (20%)
$104,000
Property taxes
$268/mo
HOA
$220/qtr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2008
Waterfront
Pond
3 car garage
Driveway
7,150 sqft lot
Lot size
3,390 sqft
Living area

About this home

Ceiling Fans(s)Kitchen/Family Room ComboLiving Room/Dining Room ComboPrimarybedroom UpstairsWalk-in Closet(s)Sliding DoorsDeed RestrictionsPlayground

9643 Asbel Estates St is a 2008-built home in Asbel Estates, Land O Lakes. Inside you'll find 5 bedrooms, 3 bathrooms, and 3,390 square feet of living space. Listed at $520,000 (about $153/sqft), 48 days on market. Flood zone X* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $220 quarterly.

From the listing

Welcome to this spacious designed 5-bedroom, 3-bathroom, two-story home with 3,390 square feet of heated living space in the desirable HOA community of Asbel Estates. Step inside to find a versatile layout featuring a large main living area, along with a formal living and dining room combination which makes it perfect for entertaining or flexible use as a home office or sitting area. The thoughtfully designed floor plan includes a private downstairs bedroom with a full bath just outside the room, ideal for guests, or a quiet workspace. You’ll also appreciate the convenience of an inside laundry room. Upstairs features a generously sized primary suite designed for comfort and privacy, along with additional spacious bedrooms to accommodate family and guests. Enjoy Florida living at its best from the covered back lanai, where you’ll take in the peaceful pond and conservation view where you can sit and enjoy your morning coffee or evening drink. Additional highlights include a 3-car attached garage with ample space for vehicles and storage. Located in Land O’ Lakes, this home combines space, functionality, scenic views, and community living—making it a standout opportunity in today’s market.

The essentials

Built
2008
Price / sqft
$153
On market
126 days
Annual tax
$3,211
HOA
$220/qtr
Flood zone
X* · Low risk
Lot
7,150 sqft
Type
Single Family Residence

Location

9643 Asbel Estates St
Land O Lakes, FL, 34638·34638 - Land O Lakes
Type
Single Family Residence
Year Built
2008
Lot
7,150 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Waterfront
Pond
Days on Market
126
Ceiling Fans(s)
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primarybedroom Upstairs
Walk-in Closet(s)
Sliding Doors
Deed Restrictions
Playground
Sidewalks
Dishwasher
Disposal
Microwave
Range
Refrigerator
Homestead exemption on fileFlood Zone X*

Annual Tax (2025)

$3,211

Parcel #

18-25-22-006.0-005.00-009.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Asbel Estates

County

Pasco

MLS Area

34638 - Land O Lakes

Lot Size

7,150 sqft

In CountySidewalkPaved
HOA
$220/qtr
pAM wASHBURN
Date
Event
Price
6/25/2026
Price change
Source: Stellar MLS #TB8505770
$520,000-1.0%
$153/sqft
5/8/2026
Listed for sale
Source: Stellar MLS #TB8505770
$525,000+97.4%
$155/sqft
6/1/2008
Sold
Source: Pasco County Public Record
$266,000
$78/sqft
Est. monthly payment$3,313/mo
Principal & interest$2,712
Property taxes$268
Insurance$260
HOA$73
Down payment20% · $104,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $520,000
$515,000 – $520,000
99.5% – 100% of listTops out right at the list price
80% of listList price
151 of the last 264 home closings in 34638 landed at this number or higher (57%). The median one sat 43 days before it went under contract, and this one is on day 126 after a $5,000 cut.

Sample: 264 closed home sales in 34638 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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