ActiveOpen House

2904 Trinity Cottage Dr, Land O Lakes, FL, 34638

$192/sqft·Concord Station Ph 04 Units A & B

5 bd3 ba3,315 sqft2 car garageSingle Family
Listed by HANNIBAL SHABO REALTY· Last updated · MLS# TB8536100

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$4,549/mo
Down payment (20%)
$127,000
Property taxes
$903/mo
HOA
$195/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2008
Waterfront
Pond
2 car garage
5,500 sqft lot
Lot size
3,315 sqft
Living area

Open house

Saturday, Sep 12· 4:00 PM to 7:00 PM

About this home

Ceiling Fans(s)Crown MoldingKitchen/Family Room ComboPrimarybedroom UpstairsStone CountersWalk-in Closet(s)Outdoor KitchenDishwasher

2904 Trinity Cottage Dr is a 2008-built home in Concord Station Ph 04 Units A & B, Land O Lakes. Inside you'll find 5 bedrooms, 3 bathrooms, and 3,315 square feet of living space. Listed at $635,000 (about $192/sqft), 28 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $195 annually.

From the listing

Exceptionally Detailed custom craftsmanship, and peaceful water and conservation views distinguish this impressive 5-bedroom, 3-bath residence in Land O’ Lakes. Offering approximately 3,315 square feet, a dedicated media theater, an upstairs game room, a first-floor bedroom with full bath, and a two-car garage, this home provides generous space for everyday living, multigenerational needs, entertaining, and working from home. From the columned entry and paver courtyard, the interior opens to soaring two-story sightlines, graceful arches, extensive custom millwork, and richly finished formal living and dining areas. Premium features include 3/4-inch solid-hardwood flooring installed over a dedicated subfloor, natural travertine flooring and bath surrounds, approximately 60 recessed lights and chandeliers, and a completely rebuilt solid-wood staircase accented with ornamental ironwork. The open Tuscan-inspired kitchen features warm wood cabinetry, stone countertops, stainless-steel appliances, a natural-stone backsplash, generous workspace, and a substantial center island overlooking the adjoining living and breakfast areas. Upstairs, the expansive primary suite includes an impressive travertine-clad bathroom with dual vanities, granite countertops, a deep soaking tub, and a spacious glass-enclosed shower. Secondary bedrooms, a large recreation room, and an open gallery with custom iron railings complete the upper level. Outside, the covered Tuscan-inspired outdoor kitchen extends the entertaining space toward a tranquil water and conservation outlook, creating a private setting with open skies and no immediate rear neighbor.

The essentials

Built
2008
Price / sqft
$192
On market
34 days
Annual tax
$10,839
HOA
$195/yr
Flood zone
X · Low risk
Lot
5,500 sqft
Type
Single Family Residence

Location

2904 Trinity Cottage Dr
Land O Lakes, FL, 34638·34638 - Land O Lakes
Type
Single Family Residence
Year Built
2008
Lot
5,500 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
Pond
Days on Market
34
Ceiling Fans(s)
Crown Molding
Kitchen/Family Room Combo
Primarybedroom Upstairs
Stone Counters
Walk-in Closet(s)
Outdoor Kitchen
Dishwasher
Range
Refrigerator
Flood Zone X

Annual Tax (2025)

$10,839

Parcel #

18-26-28-003.0-00G.00-032.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Concord Station Ph 04 Units A & B

County

Pasco

MLS Area

34638 - Land O Lakes

Lot Size

5,500 sqft

HOA
$195/yr
Kathleen Wasburn
Date
Event
Price
9/5/2026
Price change
Source: Stellar MLS #TB8536100
$635,000-2.2%
$192/sqft
Price change
Source: Stellar MLS #TB8536100
$649,000-1.5%
$196/sqft
8/8/2026
Listed for sale
Source: Stellar MLS #TB8536100
$659,000+158.4%
$199/sqft
1/1/2009
Sold
Source: Pasco County Public Record
$255,000
$77/sqft
Est. monthly payment$4,549/mo
Principal & interest$3,312
Property taxes$903
Insurance$318
HOA$16
Down payment20% · $127,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $635,000
$630,000 – $635,000
99.5% – 100% of listTops out right at the list price
80% of listList price
151 of the last 264 home closings in 34638 landed at this number or higher (57%). The median one sat 43 days before it went under contract, and this one is on day 34 after a $24,000 cut.

Sample: 264 closed home sales in 34638 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Keep exploring Tampa Bay

Pick up where you left off, or see what else is out there.