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4920 3rd St N, St Petersburg, FL, 33703

$344/sqft·Poinsettia Gardens

3 bd3 ba2,283 sqft2 car garageSingle Family
Listed by KELLER WILLIAMS REALTY- PALM H· Last updated · MLS# TB8505005

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Est. monthly payment
$5,064/mo
Down payment (20%)
$157,000
Property taxes
$577/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2014
2 car garage
4,948 sqft lot
Lot size
2,283 sqft
Living area

About this home

Ceiling Fans(s)SidewalkBuilt-in OvenDishwasherDisposalDryerMicrowaveRange

4920 3rd St N is a 2014-built home in Poinsettia Gardens, St Petersburg. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,283 square feet of living space. Listed at $785,000 (about $344/sqft), 77 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Welcome Home to 4920 3rd St. N! PRICE IMPROVEMENT! At Appraised Value. A stunning property that truly delivers on location, comfort, and quality in the heart of St. Petersburg. Built in 2014, this exceptional residence offers peace of mind that comes with newer construction in one of St. Pete's most desirable neighborhoods. This beautifully maintained home offers the convenience buyers are searching for, just a short walk to Whole Foods, Starbucks, shops and restaurants with easy access to downtown St. Pete and only 15 minutes from Tampa International Airport. Step inside to soaring 12-foot ceilings, walls of abundant natural light and a spacious open floor plan. Rich hardwood flooring and luxury vinyl plank run throughout the home, zero carpet anywhere. The chef-inspired kitchen feature solid wood cabinetry, granite countertops, stainless steel appliances and dual GE & Frigidaire ovens, perfect for everyday living and entertaining. The spacious primary suite offers a spa-like ensuite bathroom with walk-in shower, soaking tub, oversized walk-in closet. Upstairs, a conveniently located laundry room sits right next to the primary bedroom. With 3 bedrooms and 2.5 bathrooms across a thoughtfully designed layout, this home lives large. Enjoy the outdoors year-round from the screened back porch, overlooking a fully fenced backyard with brand new white vinyl fence (2025) ideal for dog lovers, family gatherings and outdoor entertaining. The beautifully landscaped yard is supported by a brand new irrigation system and sod (2026). Major updates provide exceptional peace of mind including a new A/C with blue-light purifier (2024), Simonton energy-efficient windows throughout, fresh interior paint, new vinyl fence (2025), roof (2014). Even better, this home has never flooded and features transferable flood insurance for under $900 a year. Move in ready, meticulously maintained and located in one of St. Petersburg's most convenient and sought after areas. This home is the opportunity you've been waiting for. Schedule your private showing today before it's gone!

The essentials

Built
2014
Price / sqft
$344
On market
91 days
Annual tax
$6,928
Flood zone
AE
Lot
4,948 sqft
Type
Single Family Residence

Location

4920 3rd St N
St Petersburg, FL, 33703·33703 - St Pete
Type
Single Family Residence
Year Built
2014
Lot
4,948 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
91
Ceiling Fans(s)
Sidewalk
Built-in Oven
Dishwasher
Disposal
Dryer
Microwave
Range
Range Hood
Refrigerator
Washer

Elementary

North Shore Elementary-PN

Middle

Meadowlawn Middle-PN

High

Northeast High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$6,928

Parcel #

06-31-17-72378-000-0230

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Poinsettia Gardens

County

Pinellas

MLS Area

33703 - St Pete

Lot Size

4,948 sqft

Date
Event
Price
8/26/2026
Price change
Source: Stellar MLS #TB8505005
$785,000-1.9%
$344/sqft
6/12/2026
Listed for sale
Source: Stellar MLS #TB8505005
$800,000+126.6%
$350/sqft
10/1/2015
Sold
Source: Pinellas County Public Record
$353,000
$155/sqft
Est. monthly payment$5,064/mo
Principal & interest$4,094
Property taxes$577
Insurance$393
Down payment20% · $157,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $785,000
$770,000 – $785,000
98.1% – 100% of listTops out right at the list price
80% of listList price
93 of the last 184 home closings in 33703 landed at this number or higher (51%). The median one sat 32 days before it went under contract, and this one is on day 91 after a $15,000 cut.

Sample: 184 closed home sales in 33703 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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