Active
$1,049,000
Est. $7,109/mo

4592 40th St S, St Petersburg, FL, 33711

$494/sqft·Broadwater

3 bd2 ba2,124 sqft2 car garageSingle Family
Listed by MAINFRAME REAL ESTATE· Last updated · MLS# TB8446534

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Est. monthly payment
$7,109/mo
Down payment (20%)
$209,800
Property taxes
$1,114/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1973
Waterfront
Canal - Saltwater
Private pool
Heated
2 car garage
0.26 acres
Lot size

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomWalk-in Closet(s)

4592 40th St S is a 1973-built home in Broadwater Unit 2 Blk N, St Petersburg. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,124 square feet of living space. Listed at $1,049,000 (about $494/sqft), 266 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

NEVER FLOODED, OPEN-FLOORPLAN, THREE BEDROOMS, TWO BATHROOMS, IN-GROUND POOL and SPA, WATERFRONT. The previous buyer got "Cold Feet", which means they won't be enjoying this IN-GROUND POOL over the summer...but you can! This is the BEST-priced WATERFRONT POOL home in the Broadwater neighborhood! This home features THREE bedrooms, TWO bathrooms, a LARGE primary suite with WALK-IN CLOSET, and an OPEN-FLOORPLAN. The massive kitchen features stainless steel appliances, DOUBLE-OVENS, GAS RANGE, Wine-Fridge, GRANITE COUNTERTOPS, and a HUGE ISLAND perfect for entertaining. The INTERIOR LAUNDRY ROOM provides additional storage. This home offers a more PRIVATE and intimate waterfront setting, ideal for those who value seclusion and a backyard that truly feels like a retreat. Relax and entertain in your HEATED POOL and SPA with no neighboring homes looking directly into your space, creating an outdoor environment that feels more like a personal oasis than a typical waterfront property. While the waterfront footprint is more private, you still enjoy a private dock and davits that has accommodated up to a 26-ft boat with direct water access, giving you the best of both worlds: waterfront living with the added benefit of seclusion. Additional exterior features include dedicated space with ROOM TO PARK AN RV or boat parking (as as some have pointed out, a basketball court!), an increasingly rare and highly desirable convenience. With a base flood elevation of approximately 11 feet, this home has NEVER FLOODED, providing a level of peace of mind that is both valuable and increasingly difficult to find in today’s market. For those seeking a seamless transition, the home can also be offered fully FURNISHED, creating a true turnkey opportunity. Major Updates Include: Roof - 2018, HVAC - 2018, Pool - 2019, Flat roof 2026, Dock and Davits for up to 26ft boat- 2020. Priced significantly below pre-market appraisal, this property represents a rare opportunity to secure a private, move-in-ready waterfront home in one of St. Petersburg’s most desirable communities with INSTANT EQUITY!

The essentials

Built
1973
Price / sqft
$494
On market
302 days
Annual tax
$13,367
Flood zone
AE
Lot
11,186 sqft
Type
Single Family Residence

Location

4592 40th St S
St Petersburg, FL, 33711·33711 - St Pete/Gulfport
Type
Single Family Residence
Year Built
1973
Lot
11,186 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Deck, Gunite, Heated, In Ground, Salt Water
Waterfront
Canal - Saltwater
Days on Market
302
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Walk-in Closet(s)
Window Treatments
Garden
Hurricane Shutters
Lighting
Rain Gutters
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Gas Water Heater
Ice Maker
Microwave
Refrigerator
Washer

Elementary

Gulfport Elementary-PN

Middle

Bay Point Middle-PN

High

Lakewood High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$13,367

Parcel #

03-32-16-11707-014-0020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Broadwater Unit 2 Blk N

County

Pinellas

MLS Area

33711 - St Pete/Gulfport

Lot Size

11,186 sqft

Corner LotCul-De-Sac
Date
Event
Price
7/17/2026
Price change
Source: Stellar MLS #TB8446534
$1,049,000-2.4%
$494/sqft
Price change
Source: Stellar MLS #TB8446534
$1,074,900-20.4%
$506/sqft
11/13/2025
Listed for sale
Source: Stellar MLS #TB8446534
$1,350,000+12.5%
$636/sqft
8/1/2023
Sold
Source: Pinellas County Public Record
$1,200,000
$565/sqft
Est. monthly payment$7,109/mo
Principal & interest$5,471
Property taxes$1,114
Insurance$525
Down payment20% · $209,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $1,049,000
$1.04M – $1.05M
99.3% – 100% of listTops out right at the list price
80% of listList price
39 of the last 76 home closings in 33711 landed at this number or higher (51%). The median one sat 43 days before it went under contract, and this one is on day 302 after a $301,000 cut.

Sample: 76 closed home sales in 33711 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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