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2379 Bender Dr, Zephyrhills, FL, 33541

$163/sqft·Two Rivers

5 bd3 ba2,447 sqft2 car garageSingle Family
Listed by D R HORTON REALTY OF TAMPA LLC· Last updated · MLS# TB8504375

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,873/mo
Down payment (20%)
$80,000
Property taxes
$0/mo
HOA
$70/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
5,225 sqft lot
Lot size
2,447 sqft
Living area

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
TWO RIVERS
Type
Single Family Residence

True monthly carry

HOA
~$70/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Open FloorplanClubhousePlaygroundPoolDishwasherMicrowaveRange

2379 Bender Dr is a 2026-built home in Two Rivers, Zephyrhills. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,447 square feet of living space. Listed at $400,000 (about $163/sqft), 121 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $70 monthly.

From the listing

Under Construction. The builder is offering buyers up to $25,000 towards closing costs with the use of a preferred lender and title company. Archer at Two Rivers is a vibrant new home community in Zephyrhills, Florida, conveniently located off SR-56. This exceptional location places you at the heart of a growing city, with easy access to major roadways such as Morris Bridge Road and I-75, just 15 minutes away. Living at Two Rivers means being close to endless entertainment, dining, and shopping options. Explore The Grove, featuring a movie theater and game center, or visit KRATES for unique local shops and dining. Just minutes away, you’ll find the Tampa Premium Outlets and the Wiregrass Mall, home to a variety of restaurants like GrillSmith, Noble Crust, and The Living Room, along with other dining and retail establishments. For family-friendly fun, the Main Event Entertainment Center offers bowling, laser tag, and arcade games. This community also provides proximity to premier healthcare facilities, including St. Joseph’s Hospital and AdventHealth Wesley Chapel, as well as top-rated Pasco County Schools. Sports enthusiasts will appreciate being near the Wesley Chapel Sports Complex and AdventHealth Center Ice, offering ice skating and other activities. Two Rivers homes are thoughtfully designed with modern features, including all gas appliances, such as tankless gas water heaters and gas stoves ensuring energy efficiency and convenience. Homes are constructed with concrete block on both the first and second stories for durability and come equipped with Smart Home System. Backed by America’s #1 Builder since 2002, Two Rivers combines quality, style, and an unbeatable location. Other inventory options may be available in this community. Please reach out for list of availability. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability.

The essentials

Built
2026
Price / sqft
$163
On market
130 days
Annual tax
$0
HOA
$70/mo
Flood zone
X · Low risk
Lot
5,225 sqft
Type
Single Family Residence

Location

2379 Bender Dr
Zephyrhills, FL, 33541·33541 - Zephyrhills
Type
Single Family Residence
Year Built
2026
Lot
5,225 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
130
Open Floorplan
Clubhouse
Playground
Pool
Dishwasher
Microwave
Range

Elementary

Chester W Taylor Elemen-PO

Middle

Raymond B Stewart Middle-PO

High

Zephryhills High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$0

Parcel #

28 26 21 0050 00100 0270

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Two Rivers

County

Pasco

MLS Area

33541 - Zephyrhills

Lot Size

5,225 sqft

HOA
$70/mo
Access Management
Date
Event
Price
9/2/2026
Price change
Source: Stellar MLS #TB8504375
$400,000-2.4%
$163/sqft
Price change
Source: Stellar MLS #TB8504375
$410,000-4.9%
$168/sqft
5/4/2026
Listed for sale
Source: Stellar MLS #TB8504375
$430,990+291.8%
$176/sqft
1/6/2026
Sold
Source: Pasco County Public Record
$110,000
$45/sqft
Est. monthly payment$2,873/mo
Principal & interest$2,086
Property taxes$517
Insurance$200
HOA$70
Down payment20% · $80,000
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $400,000
$397,500 – $400,000
99.5% – 100% of listTops out right at the list price
80% of listList price
150 of the last 263 home closings in 33541 landed at this number or higher (57%). The median one sat 48 days before it went under contract, and this one is on day 130 after a $30,990 cut.

Sample: 263 closed home sales in 33541 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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