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35631 Lowery Trl, Zephyrhills, FL, 33541

$146/sqft·Two Rivers

5 bd4 ba3,561 sqft2 car garageSingle Family
Listed by D R HORTON REALTY OF TAMPA LLC· Last updated · MLS# TB8476271

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,734/mo
Down payment (20%)
$104,000
Property taxes
$0/mo
HOA
$90/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
7,242 sqft lot
Lot size
3,561 sqft
Living area

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
TWO RIVERS
Type
Single Family Residence

True monthly carry

HOA
~$90/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

High CeilingsOpen FloorplanSmart HomeSplit BedroomStone CountersTray Ceiling(s)Walk-in Closet(s)Clubhouse

35631 Lowery Trl is a 2026-built home in Two Rivers, Zephyrhills. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,561 square feet of living space. Listed at $520,000 (about $146/sqft), 208 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $90 monthly.

From the listing

One or more photo(s) has been virtually staged. Under Construction. Nestled in Zephyrhills, Florida, Hammock at Two Rivers offers an elevated new home experience within the highly desirable master-planned community. This premier location provides the perfect balance of peaceful living and convenient access to the best of the Tampa Bay area, including Wesley Chapel, downtown Tampa, major employment centers, international airports, and premier shopping and dining destinations. Ideally located off State Road 56, between Morris Bridge Road and Highway 301, everything you need is just a short drive away. Hammock at Two Rivers offers residents access to The Landing, a private social club designed to bring community, wellness, and connection together. Inspired by Florida’s natural beauty, The Landing is planned as an extension of home, featuring gathering spaces, recreation areas, and amenities designed for relaxation, activity, and everyday enjoyment. New homes at Hammock at Two Rivers by are thoughtfully designed with a focus on modern living, upscale finishes, and flexible floor plans suited for a variety of lifestyles. Homes are built to high quality construction standards and present features designed for comfort, durability, and Florida living. Each home also includes Home Is Connected® Smart Home System, providing added convenience through integrated technology. Living in Hammock at Two Rivers places homeowners near popular destinations such as The Grove, KRATES, Tampa Premium Outlets, and Wiregrass Mall, along with family-friendly attractions like Main Event Entertainment Center, AdventHealth Center Ice, and the Wesley Chapel Sports Complex. Hammock at Two Rivers offers a distinctive blend of location, lifestyle, and long-term value. Discover elevated new home living near Tampa and schedule your tour today at Hammock at Two Rivers. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability.

The essentials

Built
2026
Price / sqft
$146
On market
210 days
Annual tax
$0
HOA
$90/mo
Flood zone
X · Low risk
Lot
7,242 sqft
Type
Single Family Residence

Location

35631 Lowery Trl
Zephyrhills, FL, 33541·33541 - Zephyrhills
Type
Single Family Residence
Year Built
2026
Lot
7,242 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
210
High Ceilings
Open Floorplan
Smart Home
Split Bedroom
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
Clubhouse
Playground
Pool
Built-in Oven
Dishwasher
Exhaust Fan
Gas Water Heater
Microwave
Range
Range Hood

Elementary

Chester W Taylor Elemen-PO

Middle

Raymond B Stewart Middle-PO

High

Zephryhills High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone x

Annual Tax (2025)

$0

Parcel #

32-26-21-0000-00620-0032

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Two Rivers

County

Pasco

MLS Area

33541 - Zephyrhills

Lot Size

7,242 sqft

HOA
$90/mo
Inframark
Date
Event
Price
9/9/2026
Price change
Source: Stellar MLS #TB8476271
$520,000-1.0%
$146/sqft
Price change
Source: Stellar MLS #TB8476271
$525,000-22.5%
$147/sqft
2/13/2026
Listed for sale
Source: Stellar MLS #TB8476271
$677,815-96.5%
$190/sqft
7/29/2024
Sold
Source: Pasco County Public Record
$19,232,500
$5,401/sqft
Est. monthly payment$3,734/mo
Principal & interest$2,712
Property taxes$672
Insurance$260
HOA$90
Down payment20% · $104,000
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $520,000
$515,000 – $520,000
99.5% – 100% of listTops out right at the list price
80% of listList price
150 of the last 263 home closings in 33541 landed at this number or higher (57%). The median one sat 48 days before it went under contract, and this one is on day 210 after a $157,815 cut.

Sample: 263 closed home sales in 33541 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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