ActiveOpen House

12610 Kelly Ann Loop, Brooksville, FL, 34613

$161/sqft·Pinecone Reserve

4 bd4 ba3,013 sqft3 car garageSingle Family
Listed by KELSA PROPERTIES,P.A.· Last updated · MLS# TB8501617

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,888/mo
Down payment (20%)
$96,998
Property taxes
$50/mo
HOA
$199/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2026
3 car garage
Driveway
8,640 sqft lot
Lot size
3,013 sqft
Living area
Brand new
Built 2026

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
PINECONE RESERVE
Type
Single Family Residence

True monthly carry

HOA
~$66/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

Open house

Saturday, Sep 12· 5:00 PM to 7:00 PM

For access visit model at 8957 Evergreen Ave

About this home

Eat-in KitchenHigh CeilingsIN Wall Pest SystemLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSplit Bedroom

12610 Kelly Ann Loop is a 2026-built home in Pinecone Reserve, Brooksville. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,013 square feet of living space. Listed at $484,990 (about $161/sqft), 135 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $199 quarterly.

From the listing

Welcome to The Joyce —A top-selling floor plan nestled in the quiet, tucked-away community of Pine Cone Reserve. Boasting an impressive 3,103 approximate square feet, this home makes a grand statement from the moment you arrive, complete with a 2nd Owner's Suite and a spacious 3-car garage. Step inside to discover an open, airy living area perfectly designed for both relaxing and entertaining, flowing seamlessly to a large included covered lanai — ideal for enjoying Florida's beautiful weather year-round. Beyond its generous size, the Joyce captivates with its modern architectural beauty, a home that truly has to be seen to be fully appreciated. Tucked away from the hustle yet close to everything you need, Pine Cone Reserve offers the peaceful retreat you've been searching for — and the Joyce is the "crown jewel" of the community. All measurements are approximate

The essentials

Built
2026
Price / sqft
$161
On market
140 days
Annual tax
$605
HOA
$199/qtr
Flood zone
X · Low risk
Lot
8,640 sqft
Type
Single Family Residence

Location

12610 Kelly Ann Loop
Brooksville, FL, 34613·34613 - Brooksville/Spring Hill/Weeki Wachee
Type
Single Family Residence
Year Built
2026
Lot
8,640 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
140
Eat-in Kitchen
High Ceilings
IN Wall Pest System
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Thermostat
Walk-in Closet(s)
Sidewalk
Deed Restrictions
Street Lights
Cooktop
Dishwasher
Disposal
Exhaust Fan
Microwave
Flood Zone X

Annual Tax (2025)

$605

Parcel #

R20-222-18-3036-0000-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Pinecone Reserve

County

Hernando

MLS Area

34613 - Brooksville/Spring Hill/Weeki Wachee

Lot Size

8,640 sqft

Paved
HOA
$199/qtr
Unique Property Services/Ken Perrault
Date
Event
Price
4/24/2026
Listed for sale
Source: Stellar MLS #TB8501617
$484,990-41.4%
$161/sqft
1/30/2025
Sold
Source: Hernando County Public Record
$827,000
$274/sqft
Est. monthly payment$2,889/mo
Principal & interest$2,529
Property taxes$50
Insurance$242
HOA$66
Down payment20% · $96,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $484,990
$477,500 – $484,990
98.3% – 100% of listTops out right at the list price
80% of listList price
103 of the last 205 home closings in 34613 landed at this number or higher (50%). The median one sat 63 days before it went under contract, and this one is on day 140.

Sample: 205 closed home sales in 34613 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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