13840 Shellmore Ave, Palmetto, FL, 34221
$149/sqft·Cove At Coasterra
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At a glance
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- COVE AT COASTERRA
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$50/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
13840 Shellmore Ave is a 2026-built home in Cove At Coasterra, Palmetto. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,271 square feet of living space. Listed at $339,170 (about $149/sqft), 132 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $50 monthly.
What's Special: Large kitchen island | Loft | Low HOA dues| Flat Lot. New Construction - Ready Now! Welcome to the Elm at 13840 Shellmore Avenue in Cove at Coasterra! A welcoming entry opens into a bright great room that connects effortlessly to the dining area and kitchen with a large island and nearby patio, perfect for relaxed gatherings. The main level also features a convenient drop zone, half bathroom, and easy access to the two-car garage. Upstairs, a loft creates flexible space for lounging, work, or play. The primary suite offers generous bedroom space, a walk-in closet, and a private en-suite. Three additional bedrooms share a full bathroom, while the upstairs laundry adds thoughtful convenience. This layout balances open living with comfortable private spaces designed for modern routines. In this amenity-rich master-planned community, enjoy natural beauty, four pools at Club Coasterra, a lakeside pavilion, fitness spaces, and cabanas overlooking a 65-acre lake. Additional centers offer pools, a dog park, and a 20-acre lake. Explore a 160-acre nature park with trails. Located off Buckeye Road, with easy access to I-75, Sarasota, and Tampa. Additional Highlights Include: quartz countertops. Photos are for representative purposes only. MLS#TB8501490
The essentials
Location
High
Palmetto High
Districts can re-zone, so verify directly with the district before relying on these.
Annual Tax (2025)
$0
Parcel #
NALOT286
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Cove At Coasterra
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
4,800 sqft
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Offer Insights
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Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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