Active
$1,874,000
Est. $12,264/mo

412 Orchid Ln, Palm Harbor, FL, 34683

$585/sqft·Kramer F A

4 bd4 ba3,206 sqft2 car garageSingle Family
Listed by COMPASS FLORIDA LLC· Last updated · MLS# TB8500780

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$12,264/mo
Down payment (20%)
$374,800
Property taxes
$1,553/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1958
Waterfront
Bay/Harbor
Private pool
Heated
2 car garage
Off Street
0.29 acres
Lot size

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanPrimarybedroom UpstairsLightingOutdoor GrillGolf Carts OKPark

412 Orchid Ln is a 1958-built home in Kramer F A Sub, Palm Harbor. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,206 square feet of living space. Listed at $1,874,000 (about $585/sqft), 132 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Nestled on a lot and a half along the serene waters of Southerland Bayou, this stunning waterfront home offers a private, nature-rich retreat in the heart of the quaint fishing village of Ozona. With 105 feet of water frontage, a new dock with a covered boat lift, and sweeping views of the bayou, this is truly a nature lover’s dream. Watch dolphins play, birds soar, and fish jump—all from the comfort of your own backyard. Step outside and enjoy a thoughtfully designed outdoor oasis, featuring a gas fire pit, grill, and arbor on the waterside—perfect for sunset gatherings. On the opposite side of the home, indulge in a self-cleaning, heated saltwater pool and spa set within an illuminated screened enclosure. Looking for a fenced yard ideal for both two-legged and four-legged family members, this home has that too. Inside, the home has been tastefully updated and is truly move-in ready. Upon entering, you’re immediately greeted by panoramic water views that bring the outside in. The living room with a cozy fireplace flows effortlessly into the kitchen and family room, making it easy to stay connected while entertaining or relaxing. The main floor includes three bedrooms, one of which features an ensuite bath—perfect for guests or multi-generational living. Ascend to the upper level to discover the expansive master suite, a true sanctuary with its own Juliet balcony, offering peaceful water views and a private escape from the world below. Whether you're hosting friends in the screened-in sunroom by the kitchen or enjoying quiet mornings with a coffee by the bayou, this home is designed for both entertaining and tranquil living.Boaters will appreciate direct access from Southerland Bayou to St. Joseph Sound, Three Rooker Island, HoneymoonIsland, Caladesi Island, and even Clearwater Beach. Located in golf cart-friendly Ozona, you’re just a short ride away from the Pinellas Trail, charming local eateries, and all the coastal character this beloved community offers.

The essentials

Built
1958
Price / sqft
$585
On market
141 days
Annual tax
$18,630
Flood zone
AE
Lot
12,746 sqft
Type
Single Family Residence

Location

412 Orchid Ln
Palm Harbor, FL, 34683·34683 - Palm Harbor
Type
Single Family Residence
Year Built
1958
Lot
12,746 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
Off Street
Pool
Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure, Self Cleaning
Waterfront
Bay/Harbor
Days on Market
141
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Primarybedroom Upstairs
Lighting
Outdoor Grill
Golf Carts OK
Park
Playground
Bar Fridge
Dishwasher
Disposal
Dryer
Range
Refrigerator
Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$18,630

Parcel #

02-28-15-47214-000-0070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Kramer F A Sub

County

Pinellas

MLS Area

34683 - Palm Harbor

Lot Size

12,746 sqft

Cul-De-SacOversized Lot
Date
Event
Price
4/23/2026
Listed for sale
Source: Stellar MLS #TB8500780
$1,874,000+60.3%
$585/sqft
9/1/2020
Sold
Source: Pinellas County Public Record
$1,169,000
$365/sqft
Est. monthly payment$12,263/mo
Principal & interest$9,774
Property taxes$1,553
Insurance$937
Down payment20% · $374,800
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $1,874,000
$1.85M – $1.87M
98.7% – 100% of listTops out right at the list price
80% of listList price
63 of the last 124 home closings in 34683 landed at this number or higher (51%). The median one sat 26 days before it went under contract, and this one is on day 141.

Sample: 124 closed home sales in 34683 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Keep exploring Tampa Bay

Pick up where you left off, or see what else is out there.