Active
$2,479,000
Est. $14,650/mo

2661 Cyprus Dr, Palm Harbor, FL, 34684

$664/sqft·Tampa & Tarpon Spgs Land CO

5 bd5 ba3,734 sqft3 car garageSingle Family
Listed by SOUTHERN LIFE REALTY· Last updated · MLS# TB8490955

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Est. monthly payment
$14,650/mo
Down payment (20%)
$495,800
Property taxes
$482/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2026
3 car garage
2.89 acres
Lot size
3,734 sqft
Living area
Brand new
Built 2026

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
TAMPA & TARPON SPGS LAND CO
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Built-in FeaturesOpen FloorplanPrimary Bedroom Main FloorThermostatAwning(s)Private EntrancePrivate Yard

2661 Cyprus Dr is a 2026-built home in Tampa & Tarpon Spgs Land CO, Palm Harbor. Inside you'll find 5 bedrooms, 5 bathrooms, and 3,734 square feet of living space. Listed at $2,479,000 (about $664/sqft), 86 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Pre-Construction. To be built. Set on nearly 3 acres with over 300 feet of Lake Tarpon shoreline, this is a rare opportunity to bring a custom-designed waterfront estate to life. Tucked beyond private gates at the end of a quiet cul-de-sac, the privacy and lakefront setting are truly exceptional. The proposed home reflects a timeless coastal aesthetic, with a crisp white brick façade complemented by dark roofing and warm wood accents, creating a refined and inviting home. Front-facing gables add dimension and architectural character, while the arched entryway introduces a subtle softness that elevates the overall design. Windows invite natural light and reinforce the connection between the home and its waterfront setting. A side-entry garage preserves the integrity of the front elevation, while landscaping enhances the home. Inside, the first floor centers around a spacious great room that opens seamlessly to the outdoor living areas, creating a natural extension toward the water. A private owner’s suite offers a quiet retreat, while a dedicated office or optional bedroom adds flexibility. The expansive kitchen and main living areas are designed for effortless everyday living and elevated entertaining. Upstairs, additional bedrooms are paired with a spacious game room and flexible living space, ideal for guests or multigenerational living. The setting itself is what truly sets this property apart. From the moment you enter, the homesite opens to panoramic water views, mature trees, and the calm, private ambiance of Lake Tarpon. A 6,000 lb boat lift, open dock with electric and water, and direct access to one of the area’s most sought-after freshwater lakes allow for year-round boating, fishing, and recreation directly from your backyard. Opportunities that combine land, location, and a clear path to build are increasingly rare. This is not just a homesite, it’s a vision ready to be brought to life. Full home plans are available, while still allowing buyers the opportunity to personalize their selections. Exact build specifications to be determined between Buyer and Developer. All site visits must be scheduled in advance. Please do not enter the property without prior authorization.

The essentials

Built
2026
Price / sqft
$664
On market
164 days
Annual tax
$5,783
Flood zone
AE
Lot
125,727 sqft
Type
Single Family Residence

Location

2661 Cyprus Dr
Palm Harbor, FL, 34684·34684 - Palm Harbor
Type
Single Family Residence
Year Built
2026
Lot
125,727 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
164
Built-in Features
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Awning(s)
Private Entrance
Private Yard
Flood Zone AE

Annual Tax (2025)

$5,783

Parcel #

30-27-16-89460-000-0062

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Tampa & Tarpon Spgs Land CO

County

Pinellas

MLS Area

34684 - Palm Harbor

Lot Size

125,727 sqft

Date
Event
Price
4/17/2026
Price change
Source: Stellar MLS #TB8490955
$2,479,000-7.2%
$664/sqft
3/31/2026
Listed for sale
Source: Stellar MLS #TB8490955
$2,670,000+394.4%
$715/sqft
3/1/2022
Sold
Source: Pinellas County Public Record
$540,000
$145/sqft
Est. monthly payment$14,650/mo
Principal & interest$12,929
Property taxes$482
Insurance$1,240
Down payment20% · $495,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $2,479,000
$2.44M – $2.48M
98.5% – 100% of listTops out right at the list price
80% of listList price
55 of the last 109 home closings in 34684 landed at this number or higher (50%). The median one sat 15 days before it went under contract, and this one is on day 164 after a $191,000 cut.

Sample: 109 closed home sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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