Active
$4,950,000
Est. $31,245/mo

4650 Ridge View Rd, Palm Harbor, FL, 34684

$632/sqft·Acreage

4 bd6 ba7,836 sqft3 car garageSingle Family
Listed by RE/MAX REALTEC GROUP INC· Last updated · MLS# TB8482036

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Est. monthly payment
$31,245/mo
Down payment (20%)
$990,000
Property taxes
$2,954/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2019
Waterfront
Lake Front
Private pool
Heated
3 car garage
0.95 acres
Lot size

About this home

Ceiling Fans(s)Central VaccumCoffered Ceiling(s)Crown MoldingEat-in KitchenElevatorHigh CeilingsKitchen/Family Room Combo

4650 Ridge View Rd is a 2019-built home in Acreage, Palm Harbor. Inside you'll find 4 bedrooms, 6 bathrooms, and 7,836 square feet of living space. Listed at $4,950,000 (about $632/sqft), 182 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

"PRICE ADJUSTMENT" "Tucked away on a quiet and beautiful 1 acre lot on Lake Tarpon, this stunning residence offers magnificent water views from nearly every room with one of the most private entrances and lot in the area. This newer home (6yrs) blends, charm and modern comfort, with the light filled rooms, open floor plan features begin upon entering by way of the Porte-cochere through custom designed double entry doors to a foyer with 20 foot soaring ceiling & retractable chandelier with piano alcove and light-filled conversation room featuring a fireplace to start the presentation of an absolutely stunning home. Craftsmanship is showcased throughout this home, from the millwork around all door openings, baseboards, coffered ceilings, to the 10 foot designer highlighted doors to each room, custom cabinetry in the kitchen, butler's pantry, bathrooms, game room and full sized & equipped laundry rooms. The combined family room, breakfast room and kitchen features coffered ceilings, spectacular views of the covered dock with lift, fire pit & seating overlooking the approximately 2600 acre Lake Tarpon as well as the sparkling open pool area featuring an outstanding gourmet outdoor kitchen for all those year round outdoor get togethers. In-home dining begins in the elegant dining room and becomes a reality in the Chef's dream kitchen with top of the line appliances, including Sub Zero refrigerator, GE Monogram gas range w pot filler, cabinet microwave and dishwasher encompassed by personally designed cabinetry with granite counters. Huge walk-in pantry accommodates all the necessary items needed to entertain guests and family for those spectacular parties to come. The owners suite features a morning coffee bar area with an adjacent reading room plus its own balcony with breathtaking views of the lake, private back yard and glistening pool area. The owner's bath is a fabulous place to spend the day, with all the accoutrements of a high end Spa! The owner's closets (2) are beyond comparable to any others with more than ample space for all personal belongings, shoe gallery & more. Family gatherings or parties of any kind can find their way to accommodate many guests in this beautifully appointed game room with pool table, game table with large stock area bar. A 1000 bottle Wine Room constructed with concrete block walls with vapor barrier paint & insulation create a true wine room makes it a real treat for the wine connoisseur or collector. Each of the additional bedrooms have their own ensuite full bath with 2 of them having their own private balcony overlooking the beautiful lake. Finishing the day would be to enjoy a movie in your own 8 seat home theater just adjacent to the game room with additional insulation and soundproofing. The 3 car oversized garage will accommodate oversized vehicles with driveway parking for a multitude of vehicle parking. The built-in staircase to the floored attic, makes for easy storage of additional belongings & access. Outdoor features include a beautiful wraparound porch, lush landscaping (watered by lake), private paved, tree lined driveway, no HOA or fees for living the most enjoyable life possible. Safe Room constructed of reinforced concrete that affords safety and security. The aforementioned description doesn't totally describe this beautiful and stunning home but seeing is believing. Come see to believe for yourself and be SOLD! Being in the heart of Palm Harbor close to everything."

The essentials

Built
2019
Price / sqft
$632
On market
186 days
Annual tax
$35,454
Flood zone
X · Low risk
Lot
41,495 sqft
Type
Single Family Residence

Location

4650 Ridge View Rd
Palm Harbor, FL, 34684·34684 - Palm Harbor
Type
Single Family Residence
Year Built
2019
Lot
41,495 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
Child Safety Fence, Heated, In Ground, Outside Bath Access
Waterfront
Lake Front
Days on Market
186
Ceiling Fans(s)
Central Vaccum
Coffered Ceiling(s)
Crown Molding
Eat-in Kitchen
Elevator
High Ceilings
Kitchen/Family Room Combo
Primarybedroom Upstairs
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
Balcony
Fire Pit
Outdoor Grill
Outdoor Kitchen
Private Entrance
Bar Fridge
Built-in Oven
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Range
Range Hood
Refrigerator
Tankless Water Heater
Washer
Water Filtration System
Water Softener
Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$35,454

Parcel #

19-27-16-00000-430-0200

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Acreage

County

Pinellas

MLS Area

34684 - Palm Harbor

Lot Size

41,495 sqft

LandscapedOversized LotPrivate
Date
Event
Price
6/12/2026
Price change
Source: Stellar MLS #TB8482036
$4,950,000-4.8%
$632/sqft
3/9/2026
Listed for sale
Source: Stellar MLS #TB8482036
$5,200,000
$664/sqft
Est. monthly payment$31,246/mo
Principal & interest$25,816
Property taxes$2,954
Insurance$2,475
Down payment20% · $990,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $4,950,000
$4.87M – $4.95M
98.5% – 100% of listTops out right at the list price
80% of listList price
55 of the last 109 home closings in 34684 landed at this number or higher (50%). The median one sat 15 days before it went under contract, and this one is on day 186 after a $250,000 cut.

Sample: 109 closed home sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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