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38732 Tall Dr, Zephyrhills, FL, 33540

$198/sqft·Cambridge Clark Estates Unrec

3 bd3 ba1,512 sqftSingle Family
Listed by SUNSHINE REALTY COMPANY LLC· Last updated · MLS# TB8487204

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Est. monthly payment
$2,005/mo
Down payment (20%)
$60,000
Property taxes
$290/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1981
0.37 acres
Lot size
1,512 sqft
Living area

About this home

Ceiling Fans(s)Sliding DoorsDishwasherRangeRefrigerator

38732 Tall Dr is a 1981-built home in Cambridge Clark Estates Unrec, Zephyrhills. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,512 square feet of living space. Listed at $300,000 (about $198/sqft), 148 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

One or more photo(s) has been virtually staged. CHARMING 3/2.5-bath home, convenient to all shopping and restaurants. Open floor plan with kitchen, living, and dining room. The garage has been enclosed, making a great family room. Discover the perfect blend of comfort and convenience. Situated on a large .37-acre lot, the backyard could be fenced to create your private "dreamscape". There's room for a fire pit, pets, tots, toys! All this and the freedom of NO HOA. Don't miss this opportunity to make this charming house your new home! New roof in June 2026 and AC replaced in 2023.

The essentials

Built
1981
Price / sqft
$198
On market
179 days
Annual tax
$3,482
Flood zone
X · Low risk
Lot
16,309 sqft
Type
Single Family Residence

Location

38732 Tall Dr
Zephyrhills, FL, 33540·33540 - Zephyrhills
Type
Single Family Residence
Year Built
1981
Lot
16,309 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
179
Ceiling Fans(s)
Sliding Doors
Dishwasher
Range
Refrigerator

Elementary

Woodland Elementary-PO

Middle

Centennial Middle-PO

High

Zephryhills High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2025)

$3,482

Parcel #

21-25-35-004B-00000-024A

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Cambridge Clark Estates Unrec

County

Pasco

MLS Area

33540 - Zephyrhills

Lot Size

16,309 sqft

Date
Event
Price
8/5/2026
Price change
Source: Stellar MLS #TB8487204
$300,000-4.8%
$198/sqft
Price change
Source: Stellar MLS #TB8487204
$315,000-7.4%
$208/sqft
3/16/2026
Listed for sale
Source: Stellar MLS #TB8487204
$340,000+871.4%
$225/sqft
8/1/2005
Sold
Source: Pasco County Public Record
$35,000
$23/sqft
Est. monthly payment$2,005/mo
Principal & interest$1,565
Property taxes$290
Insurance$150
Down payment20% · $60,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $300,000
$297,500 – $300,000
99.5% – 100% of listTops out right at the list price
80% of listList price
55 of the last 85 home closings in 33540 landed at this number or higher (65%). The median one sat 28 days before it went under contract, and this one is on day 179 after a $40,000 cut.

Sample: 85 closed home sales in 33540 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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