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3149 N Canal Dr, Palm Harbor, FL, 34684

$275/sqft·Lake Tarpon Estates

4 bd2 ba1,816 sqft2 car garageSingle Family
Listed by AVENUE HOMES LLC· Last updated · MLS# TB8481430

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Est. monthly payment
$3,028/mo
Down payment (20%)
$100,000
Property taxes
$170/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1957
2 car garage
6,556 sqft lot
Lot size
1,816 sqft
Living area

About this home

Ceiling Fans(s)High CeilingsPrimarybedroom UpstairsWalk-in Closet(s)BalconyPrivate MailboxDishwasherElectric Water Heater

3149 N Canal Dr is a 1957-built home in Lake Tarpon Estates, Palm Harbor. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,816 square feet of living space. Listed at $500,000 (about $275/sqft), 193 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Welcome to this beautiful property located at 3149 N Canal Dr in Palm Harbor, Florida—a beautifully maintained 4-bedroom, 2-bath waterfront home offering the ultimate Florida lifestyle, seller motivated to contribute buyer´s closing cost . Perfectly positioned on a peaceful canal with your own private dock, this property provides direct water access ideal for boating, kayaking, and enjoying serene sunset views right from your backyard. Inside, you’ll find a spacious and inviting layout with comfortable living areas, abundant natural light, and generously sized bedrooms designed for both relaxation and functionality. The open living and dining spaces flow seamlessly to the outdoor area, creating an ideal setting for entertaining or simply unwinding by the water. Whether you’re searching for a full-time residence or a vacation retreat, this canal-front gem delivers comfort, convenience, and true coastal charm in one of Palm Harbor’s most desirable locations.

The essentials

Built
1957
Price / sqft
$275
On market
194 days
Annual tax
$2,036
Flood zone
AE
Lot
6,556 sqft
Type
Single Family Residence

Location

3149 N Canal Dr
Palm Harbor, FL, 34684·34684 - Palm Harbor
Type
Single Family Residence
Year Built
1957
Lot
6,556 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
194
Ceiling Fans(s)
High Ceilings
Primarybedroom Upstairs
Walk-in Closet(s)
Balcony
Private Mailbox
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$2,036

Parcel #

32-27-16-48780-000-0290

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Lake Tarpon Estates

County

Pinellas

MLS Area

34684 - Palm Harbor

Lot Size

6,556 sqft

Date
Event
Price
9/11/2026
Price change
Source: Stellar MLS #TB8481430
$500,000-9.9%
$275/sqft
Price change
Source: Stellar MLS #TB8481430
$555,000-19.6%
$306/sqft
3/1/2026
Listed for sale
Source: Stellar MLS #TB8481430
$689,900+176.0%
$380/sqft
11/1/2025
Sold
Source: Pinellas County Public Record
$250,000
$138/sqft
Est. monthly payment$3,027/mo
Principal & interest$2,608
Property taxes$170
Insurance$250
Down payment20% · $100,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $500,000
$490,000 – $500,000
98.5% – 100% of listTops out right at the list price
80% of listList price
55 of the last 109 home closings in 34684 landed at this number or higher (50%). The median one sat 15 days before it went under contract, and this one is on day 194 after a $189,900 cut.

Sample: 109 closed home sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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