Active

2876 Lake Valencia Blvd E, Palm Harbor, FL, 34684

$269/sqft·Lake Valencia -

4 bd3 ba2,412 sqft2 car garageSingle Family
Listed by CHARLES RUTENBERG REALTY INC· Last updated · MLS# TB8525279

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,759/mo
Down payment (20%)
$130,000
Property taxes
$15/mo
HOA
$350/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1984
Waterfront
Lake Front
Private pool
Gunite
2 car garage
10,420 sqft lot
Lot size

About this home

High CeilingsBalconyRangeRefrigerator

2876 Lake Valencia Blvd E is a 1984-built home in Lake Valencia -, Palm Harbor. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,412 square feet of living space. Listed at $650,000 (about $269/sqft), 38 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $350 annually.

From the listing

Virtually Staged. Imagine starting your morning with a cup of coffee as the sun rises while you overlook the lake, spending your afternoons floating in your private pool, and ending each evening on the upstairs balcony as the sky fills with vibrant Florida sunsets reflecting across the water. This is more than just another home—it’s the lifestyle so many buyers are searching for but so few ever find. Nestled in the highly sought-after Lake Valencia community, this spacious four-bedroom, three full bath home captures everything people love about Florida living. The thoughtful layout offers room for family, guests, and entertaining, while the backyard is designed to become the heart of the home. Whether you’re hosting weekend pool parties, grilling with friends, watching the kids play, or simply enjoying the peaceful sounds of the lake, every day feels like a getaway without ever leaving home. Inside, the freshly painted interior provides a bright, clean canvas ready for your personal touch, while the 2022 roof adds peace of mind for years to come. Located in a non-flood zone, you’ll enjoy all the beauty of waterfront living without the concerns that often come with it. When you’re ready to explore, you’re only minutes from some of Pinellas County’s best destinations. Spend the day at Honeymoon Island State Park, stroll the charming streets of Downtown Palm Harbor, enjoy waterfront dining and fresh seafood, bike the Pinellas Trail, or tee off at the world-famous Innisbrook Golf Resort. From boutique shopping and local breweries to beautiful Gulf beaches just a short drive away, every weekend offers something new to experience. Homes that combine lakefront views, a private pool, a four-bedroom layout, a non-flood location, and one of Palm Harbor’s most desirable communities are becoming increasingly difficult to find. The best homes are the ones buyers regret waiting on, and this is exactly that kind of property. If you’ve been waiting for a home that offers both everyday comfort and the Florida lifestyle you’ve always imagined, don’t wait for someone else to make it theirs. Schedule your private showing today and experience everything this exceptional home has to offer before it’s gone.

The essentials

Built
1984
Price / sqft
$269
On market
58 days
Annual tax
$175
HOA
$350/yr
Flood zone
X · Low risk
Lot
10,420 sqft
Type
Single Family Residence

Location

2876 Lake Valencia Blvd E
Palm Harbor, FL, 34684·34684 - Palm Harbor
Type
Single Family Residence
Year Built
1984
Lot
10,420 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Gunite
Waterfront
Lake Front
Days on Market
58
High Ceilings
Balcony
Range
Refrigerator

Elementary

Lake St George Elementary-PN

Middle

Palm Harbor Middle-PN

High

Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$175

Parcel #

08-28-16-48835-015-0380

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Lake Valencia -

County

Pinellas

MLS Area

34684 - Palm Harbor

Lot Size

10,420 sqft

Unincorporated
HOA
$350/yr
Sue Marino
Date
Event
Price
8/18/2026
Price change
Source: Stellar MLS #TB8525279
$650,000-3.0%
$269/sqft
Price change
Source: Stellar MLS #TB8525279
$669,999-2.9%
$278/sqft
7/15/2026
Listed for sale
Source: Stellar MLS #TB8525279
$689,999+94.4%
$286/sqft
5/1/2016
Sold
Source: Pinellas County Public Record
$355,000
$147/sqft
Est. monthly payment$3,759/mo
Principal & interest$3,390
Property taxes$15
Insurance$325
HOA$29
Down payment20% · $130,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $650,000
$640,000 – $650,000
98.5% – 100% of listTops out right at the list price
80% of listList price
55 of the last 109 home closings in 34684 landed at this number or higher (50%). The median one sat 15 days before it went under contract, and this one is on day 58 after a $39,999 cut.

Sample: 109 closed home sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Keep exploring Tampa Bay

Pick up where you left off, or see what else is out there.