Active
$2,025,000
Est. $15,565/mo

400 Central Ave #2605, St Petersburg, FL, 33701

$1,040/sqft·400 Central

3 bd3 ba1,948 sqft2 car garageCondominium
Listed by MICHAEL SAUNDERS & COMPANY· Last updated · MLS# TB8478881

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$15,565/mo
Down payment (20%)
$405,000
Property taxes
$0/mo
HOA
$1,376/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

High-rise condo
45 stories · 2026
Water + city views
City
Community pool
Fitness center too
2 car garage
Valet available
Private balcony
Outdoor space

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
400 CENTRAL
Type
Condominium

True monthly carry

HOA
~$1376/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Kitchen/Family Room ComboOpen FloorplanSolid Surface CountersSplit BedroomWalk-in Closet(s)BalconyDog RunLighting

400 Central Ave #2605 is a 2026-built home in 400 Central, St Petersburg. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,948 square feet of living space. Listed at $2,025,000 (about $1,040/sqft), 175 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,376 monthly.

From the listing

Rising from the 26th floor of the Sky Collection, Residence 2605 captures sweeping southeast views of Tampa Bay and the downtown skyline from a premier vantage point within 400 Central — the tallest building in Tampa Bay and one of the city’s most significant new landmarks. Completed in 2026 by a distinguished New York developer, this brand-new luxury residence has never been lived in and includes a one-year builder’s warranty, offering both modern design and peace of mind. The 1,921 square feet of interior living space is complemented by an extraordinary 418-square-foot full-length terrace that stretches the full width of the home, creating a seamless extension of the living areas. Floor-to-ceiling glass and sliding doors maximize natural light and frame panoramic water and city views, while every bedroom and the main living space open directly to the terrace — an ideal setting for both everyday living and elevated entertaining. Soaring ceilings enhance the sense of volume and openness throughout. The open-concept kitchen is designed for both impact and functionality, featuring sleek European-style cabinetry, waterfall-edge quartz countertops with full-height backsplash, and a premium JennAir appliance suite. The oversized center island serves as a natural gathering point while preserving clear sightlines through the living area to the water beyond. A split-bedroom layout provides privacy, with two ensuite guest bedrooms and a spacious primary suite offering dual closets and a spa-inspired bath. Tile flooring runs throughout, and two independent HVAC systems provide enhanced comfort and efficiency. A dedicated parking space, valet service, and a private climate-controlled storage unit add convenience rarely found in a downtown tower. Ownership at 400 Central includes more than 36,000 square feet of amenities, including a resort-style pool deck with cabanas and spa, state-of-the-art fitness center, coworking spaces, private dining room, theater lounge, and the stunning 46th-floor Sky Lounge Observatory with panoramic views across Tampa Bay. Located in the heart of downtown St. Petersburg, just steps from the waterfront, the Pier, dining, and cultural venues, Residence 2605 offers a rare opportunity to own a brand-new Sky Collection home in the city’s most iconic address.

The essentials

Built
2026
Price / sqft
$1,040
On market
203 days
Annual tax
$0
HOA
$1,376/mo
Flood zone
X · Low risk
Lot
98,259 sqft
Type
Condominium

Location

400 Central Ave #2605
St Petersburg, FL, 33701·33701 - St Pete
Type
Condominium
Year Built
2026
Lot
98,259 sqft
Cooling
Central Air
Heating
Central
Parking
Assigned, Covered, Guest, Basement, Valet
Days on Market
203
Kitchen/Family Room Combo
Open Floorplan
Solid Surface Counters
Split Bedroom
Walk-in Closet(s)
Balcony
Dog Run
Lighting
Outdoor Grill
Outdoor Kitchen
Sliding Doors
Storage
Association Recreation - Owned
Buyer Approval Required
Dog Park
Fitness Center
Pool
Sidewalks
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range Hood
Refrigerator
Washer
Flood Zone X

Annual Tax (2026)

$0

Parcel #

UNIT 2605

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

400 Central

County

Pinellas

MLS Area

33701 - St Pete

Lot Size

98,259 sqft

City LimitsLevel
HOA
$1,376/mo
Richie Kavanagh
Date
Event
Price
6/4/2026
Price change
Source: Stellar MLS #TB8478881
$2,025,000-1.7%
$1,040/sqft
2/20/2026
Listed for sale
Source: Stellar MLS #TB8478881
$2,060,000
$1,057/sqft
Est. monthly payment$15,565/mo
Principal & interest$10,561
Property taxes$2,616
Insurance$1,013
HOA$1,376
Down payment20% · $405,000
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $2,025,000
$2.01M – $2.02M
99.5% – 100% of listTops out right at the list price
80% of listList price
119 of the last 185 condo closings in 33701 landed at this number or higher (64%). The median one sat 12 days before it went under contract, and this one is on day 203 after a $35,000 cut.

Sample: 185 closed condo sales in 33701 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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