Active
$2,695,000
Est. $16,362/mo

4692 Dover St NE, St Petersburg, FL, 33703

$710/sqft·Waterway Estates

4 bd5 ba3,795 sqft2 car garageSingle Family
Listed by CHARLES RUTENBERG REALTY INC· Last updated · MLS# TB8493836

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Est. monthly payment
$16,362/mo
Down payment (20%)
$539,000
Property taxes
$958/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2026
Waterfront
Bay/Harbor
Private pool
Heated
2 car garage
Driveway
7,545 sqft lot
Lot size

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
WATERWAY ESTATES SEC 2
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanPrimary Bedroom Main FloorStone CountersWalk-in Closet(s)Wet BarLighting

4692 Dover St NE is a 2026-built home in Waterway Estates Sec 2, St Petersburg. Inside you'll find 4 bedrooms, 5 bathrooms, and 3,795 square feet of living space. Listed at $2,695,000 (about $710/sqft), 131 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Under Construction. Experience refined waterfront living in this brand-new construction expertly crafted by the highly regarded Bay to Bay Group, ideally positioned in one of Northeast St. Petersburg’s most desirable locations. Offering approximately 3,800 square feet, this thoughtfully designed residence features 4 bedrooms, 4 full bathrooms, a powder room, and a dedicated office. Wide bayou views and direct access to Tampa Bay define the experience, offering effortless boating to open water and the Gulf beyond. The home’s striking curb appeal sets the tone, defined by clean architectural lines, layered textures, and a refined modern coastal aesthetic that creates a strong and memorable first impression. From the moment you enter, the home makes a statement with a custom glass-enclosed wine display tucked beneath the staircase, serving as an architectural focal point and setting the tone for the level of design carried throughout. The interior is filled with natural light, highlighted by expansive windows that frame tranquil water views and create a seamless connection between indoor and outdoor living. The open-concept layout is anchored by a designer kitchen that truly elevates the home, featuring a dramatic waterfall-edge island wrapped in full slab stone, a statement range hood, custom cabinetry, and a premium Monogram appliance package, including a gas range, double wall ovens, and a built-in wine column. A well-appointed butler’s pantry offers additional prep space and storage, enhancing both functionality and entertaining. A grand great room with a fireplace opens onto the covered lanai, where a spa-like pool and outdoor kitchen create the ultimate setting for entertaining or relaxing, all positioned to take full advantage of the water views. The primary suite is ideally located on the first floor, offering privacy and ease of living while delivering a true retreat-like experience. The spacious bedroom is complemented by a spa-like bathroom featuring a freestanding soaking tub, a large walk-in glass shower, dual vanities, and elevated finishes throughout, along with a generous walk-in closet designed for both function and style. Upstairs, a large loft/bonus living area provides an ideal secondary living space, lounge, or media area, with access to a private balcony capturing water views over the pool. This level also includes a secondary primary suite with its own ensuite bath, along with two additional bedrooms connected by a Jack and Jill bathroom, offering a functional and flexible layout for guests or family. Additional highlights include 10-foot ceilings, 8-foot interior doorways, a wet bar, mudroom, and thoughtfully selected designer lighting throughout, including statement chandeliers and elevated fixtures. The home is equipped with natural gas, including a tankless gas water heater, and also prioritizes energy efficiency with Icynene attic insulation, pre-installed low voltage wiring, efficient LED lighting, and a high-efficiency air conditioning system. Perfectly positioned just minutes from downtown St. Petersburg, this waterfront residence offers a rare opportunity to enjoy new construction and a prime location, all within one of St. Pete’s most esteemed waterfront communities.

The essentials

Built
2026
Price / sqft
$710
On market
160 days
Annual tax
$11,499
Flood zone
AE
Lot
7,545 sqft
Type
Single Family Residence

Location

4692 Dover St NE
St Petersburg, FL, 33703·33703 - St Pete
Type
Single Family Residence
Year Built
2026
Lot
7,545 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Pool
Gunite, Heated, In Ground, Salt Water
Waterfront
Bay/Harbor
Days on Market
160
Ceiling Fans(s)
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Walk-in Closet(s)
Wet Bar
Lighting
Outdoor Kitchen
Private Mailbox
Rain Gutters
Sliding Doors
Street Lights
Built-in Oven
Dishwasher
Disposal
Microwave
Range
Range Hood
Refrigerator
Wine Refrigerator

Elementary

Shore Acres Elementary-PN

Middle

Meadowlawn Middle-PN

High

Northeast High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE

Annual Tax (2025)

$11,499

Parcel #

04-31-17-95184-024-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Waterway Estates Sec 2

County

Pinellas

MLS Area

33703 - St Pete

Lot Size

7,545 sqft

FloodZoneCity LimitsIn County
Date
Event
Price
4/4/2026
Listed for sale
Source: Stellar MLS #TB8493836
$2,695,000+327.8%
$710/sqft
7/1/2024
Sold
Source: Pinellas County Public Record
$630,000
$166/sqft
Est. monthly payment$16,361/mo
Principal & interest$14,056
Property taxes$958
Insurance$1,348
Down payment20% · $539,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $2,695,000
$2.64M – $2.69M
98.1% – 100% of listTops out right at the list price
80% of listList price
93 of the last 184 home closings in 33703 landed at this number or higher (51%). The median one sat 32 days before it went under contract, and this one is on day 160.

Sample: 184 closed home sales in 33703 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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