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423 Manns Harbor Dr, Apollo Beach, FL, 33572

$314/sqft·Mirabay Ph 3a-1

3 bd2 ba1,903 sqft2 car garageSingle Family
Listed by AGILE GROUP REALTY· Last updated · MLS# TB8478472

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Est. monthly payment
$4,579/mo
Down payment (20%)
$119,600
Property taxes
$1,146/mo
HOA
$189.97/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2004
Waterfront
Intracoastal Waterway
Community pool
Shared amenity
2 car garage
Driveway
6,050 sqft lot
Lot size

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main Floor

423 Manns Harbor Dr is a 2004-built home in Mirabay Ph 3a-1, Apollo Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,903 square feet of living space. Listed at $598,000 (about $314/sqft), 181 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $189.97 annually.

From the listing

Virtually Staged. There’s something special about ending the day with a Florida sunset over the water—and from this MiraBay lagoon home, that view is right in your own backyard. As the sun goes down, the sky reflects across the lagoon, creating a beautiful backdrop for evenings on the screened lanai and a setting that truly captures what waterfront living in Apollo Beach is all about. This charming Key West–style 3-bedroom, 2-bath home offers the coastal character MiraBay is known for, beginning with an oversized covered front porch that feels made for rocking chairs and slow mornings. Inside, soaring ceilings and an open, light-filled floor plan connect the living and dining spaces, while the upgraded kitchen features solid-surface countertops, stainless steel appliances and plenty of cabinetry. Out back is where this home really shines. With no rear neighbors and wide lagoon views, the screened lanai offers a private place to enjoy morning coffee, dinner outside or those unforgettable sunsets over the water. Living in MiraBay means having some of Apollo Beach’s best amenities just outside your door, including a waterfront clubhouse, resort-style pool, fitness center, boating access to Tampa Bay and the Gulf, and a 24-hour gated entrance. Shopping, dining, recreation and area beaches are also within easy reach. If you’ve been looking for a waterfront home where the view is just as special as the community, this one deserves to be seen—especially at sunset. Some photos have been virtually staged to showcase the home’s potential.

The essentials

Built
2004
Price / sqft
$314
On market
204 days
Annual tax
$13,747
HOA
$189.97/yr
Flood zone
AE
Lot
6,050 sqft
Type
Single Family Residence

Location

423 Manns Harbor Dr
Apollo Beach, FL, 33572·33572 - Apollo Beach / Ruskin
Type
Single Family Residence
Year Built
2004
Lot
6,050 sqft
Cooling
Central Air
Heating
Central, Natural Gas
Parking
Driveway, Garage Door Opener
Waterfront
Intracoastal Waterway
Days on Market
204
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Thermostat
Tray Ceiling(s)
French Doors
Lighting
Rain Gutters
Sidewalk
Clubhouse
Park
Playground
Pool
Sidewalks
Dishwasher
Disposal
Exhaust Fan
Gas Water Heater
Microwave
Range

Elementary

Apollo Beach-HB

Middle

Eisenhower-HB

High

Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone AE

Annual Tax (2025)

$13,747

Parcel #

U-32-31-19-62G-00004C-00006.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Mirabay Ph 3a-1

County

Hillsborough

MLS Area

33572 - Apollo Beach / Ruskin

Lot Size

6,050 sqft

HOA
$189.97/yr
Harbor Bay CDD/Rizetta Management/Melissa Williams
Date
Event
Price
4/23/2026
Price change
Source: Stellar MLS #TB8478472
$598,000-4.3%
$314/sqft
Price change
Source: Stellar MLS #TB8478472
$625,000-2.3%
$328/sqft
2/19/2026
Listed for sale
Source: Stellar MLS #TB8478472
$640,000
$336/sqft
Est. monthly payment$4,579/mo
Principal & interest$3,119
Property taxes$1,146
Insurance$299
HOA$16
Down payment20% · $119,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $598,000
$590,000 – $598,000
98.9% – 100% of listTops out right at the list price
80% of listList price
131 of the last 260 home closings in 33572 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 204 after a $42,000 cut.

Sample: 260 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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