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916 Spindle Palm Way, Apollo Beach, FL, 33572

$397/sqft·Apollo Beach

3 bd2 ba1,863 sqft3 car garageSingle Family
Listed by CENTURY 21 BEGGINS ENTERPRISES· Last updated · MLS# TB8474317

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Est. monthly payment
$4,727/mo
Down payment (20%)
$147,998
Property taxes
$498/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2015
Waterfront
Canal - Saltwater
3 car garage
9,148 sqft lot
Lot size
1,863 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanSplit BedroomStone CountersThermostatWalk-in Closet(s)Private Mailbox

916 Spindle Palm Way is a 2015-built home in Apollo Beach Unit 08 A Resubdi, Apollo Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,863 square feet of living space. Listed at $739,990 (about $397/sqft), 157 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Built in 2015 by Schmidt Homes, this elevated waterfront residence delivers the perfect balance of lifestyle, quality, and confidence. Offering 3 bedrooms, 2 baths, and 1,863 square feet of thoughtfully designed living space, the home features impact-rated windows and doors, a spacious three-car garage, and the rare advantage of no HOA and no CDD. The exterior was freshly repainted in 2025, with windows professionally recaulked, reinforcing both curb appeal and long-term peace of mind. Inside, a bright and welcoming entry opens to an open-concept kitchen with a large island overlooking the living area - ideal for everyday living and effortless entertaining. Two guest bedrooms are positioned at the front of the home for privacy, while the generously sized primary suite offers dual walk-in closets and a private bath with dual vanities and a walk-in shower, creating a comfortable and functional retreat. Step outside and fully embrace the Florida waterfront lifestyle. A 26-foot-wide screened lanai overlooks the pavered patio, private dock, and 14,000-lb boat lift, offering direct, bridge-free access to Tampa Bay - perfect for boaters and water enthusiasts. The dock and lift have been recently upgraded with new pole wrappings and lift padding. Mature landscaping enhances backyard privacy and curb appeal, with additional flower beds and curbing added in 2024. Notably, the home remained high and dry during the 2024 hurricanes with no damage or water intrusion. The property may be offered turn-key, with the option to include furnishings, kitchenware, and household essentials - allowing for a seamless transition into waterfront living from day one. Located in Apollo Beach, this home places you in a relaxed coastal community known for navigable canals, stunning sunsets, and an active outdoor lifestyle. Residents enjoy boating, fishing, paddleboarding, and scenic walks at the Apollo Beach Nature Preserve and waterfront park. Everyday conveniences are close by, with shopping, dining, and services nearby, plus additional retail and entertainment options in Riverview and Brandon. Waterfront dining is a local favorite, with several restaurants accessible by boat for a truly coastal experience. Healthcare options include nearby South Bay Hospital, Brandon Regional Hospital, and a wide range of medical providers throughout the South Shore area. With quick access to I-75, commuting to Tampa, Sarasota, and Orlando is easy, and Tampa International Airport is within comfortable driving distance. This home offers a rare opportunity to enjoy secure, low-maintenance waterfront living while staying connected to everything the Tampa Bay area has to offer.

The essentials

Built
2015
Price / sqft
$397
On market
214 days
Annual tax
$5,974
Flood zone
AE
Lot
9,148 sqft
Type
Single Family Residence

Location

916 Spindle Palm Way
Apollo Beach, FL, 33572·33572 - Apollo Beach / Ruskin
Type
Single Family Residence
Year Built
2015
Lot
9,148 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Canal - Saltwater
Days on Market
214
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Private Mailbox
Sliding Doors
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator

Elementary

Apollo Beach-HB

Middle

Eisenhower-HB

High

East Bay-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2024)

$5,974

Parcel #

U-21-31-19-1SQ-000060-00142.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Apollo Beach Unit 08 A Resubdi

County

Hillsborough

MLS Area

33572 - Apollo Beach / Ruskin

Lot Size

9,148 sqft

Date
Event
Price
7/16/2026
Price change
Source: Stellar MLS #TB8474317
$739,990-3.0%
$397/sqft
Price change
Source: Stellar MLS #TB8474317
$763,200-2.8%
$410/sqft
2/9/2026
Listed for sale
Source: Stellar MLS #TB8474317
$785,000+423.3%
$421/sqft
3/31/2014
Sold
Source: Hillsborough County Public Record
$150,000
$81/sqft
Est. monthly payment$4,727/mo
Principal & interest$3,859
Property taxes$498
Insurance$370
Down payment20% · $147,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $739,990
$730,000 – $739,990
98.9% – 100% of listTops out right at the list price
80% of listList price
131 of the last 261 home closings in 33572 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 214 after a $45,010 cut.

Sample: 261 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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