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2925 Terra Ceia Bay Blvd #2703, Palmetto, FL, 34221

$309/sqft·Bay Club Ph II

3 bd2 ba2,039 sqftCondominium
Listed by REAL BROKER, LLC· Last updated · MLS# TB8462984

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Est. monthly payment
$5,416/mo
Down payment (20%)
$126,000
Property taxes
$790/mo
HOA
$1,025/mo
Rate assumed
6.8% · 30 yr
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At a glance

High-rise condo
9 stories · 2007
Waterfront
Bay/Harbor
Community pool
Fitness center too
Assigned parking
Private balcony
Outdoor space

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsSplit Bedroom

2925 Terra Ceia Bay Blvd #2703 is a 2007-built home in Bay Club Ph II, Palmetto. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,039 square feet of living space. Listed at $630,000 (about $309/sqft), 200 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $1,025 monthly.

From the listing

Welcome to Florida LUXURY LIVING at its finest in this stunning 2 bedroom plus den residence; with the flexibility of a third bedroom, offering breathtaking PANORAMIC WATER VIEWS of Terra Ceia Bay, the Sunshine Skyway Bridge, and the St. Petersburg skyline. Designed for effortless coastal living, this move-in-ready condominium features an open-concept layout, desirable split floor plan, and soaring ceilings that enhance the sense of space and natural light. Step onto your expansive PRIVATE BALCONY to enjoy morning coffee or UNFORGETTABLE SUNSETS over shimmering bay waters, your front-row seat to the Florida WATERFRONT LIFESTYLE. Inside, high-end finishes are found throughout. The versatile den functions beautifully as a home office, guest suite, or optional third bedroom. The primary suite is a serene retreat with direct terrace access, while the open living and dining areas are ideal for entertaining and everyday comfort. Every detail reflects quality, style, and meticulous care. Located within a GATED GOLF COURSE COMMUNITY, residents enjoy an impressive array of amenities including a RESORT-STYLE POOL, SPA, and FIREPIT, a scenic 500-foot FISHING PIER, and a NATURE TRAIL winding through native Florida landscapes. Optional club membership provides access to an 18-hole executive golf course, tennis courts, fitness center, dining, and a lively tiki bar, with golf available without mandatory membership. Ideally situated just minutes from downtown Bradenton, enjoy Saturday mornings at the Farmer’s Market, easy access to the island water ferry to the beaches, and the charm of nearby Palmetto with its historic downtown and local shops. Nature lovers will appreciate proximity to Emerson Point Preserve, known for scenic trails and abundant wildlife. Conveniently located within an hour of Tampa International Airport, St. Pete, Sarasota, and SRQ, and close to shopping, dining, and outdoor adventures, this residence is perfect as a full-time home, seasonal retreat, or investment opportunity. LIVE WHERE OTHERS VACATION! Wake up to water views. Lock and leave with ease. This is Florida WATERFRONT LIVING; done right!

The essentials

Built
2007
Price / sqft
$309
On market
212 days
Annual tax
$9,483
HOA
$1,025/mo
Flood zone
AE
Type
Condominium

Location

2925 Terra Ceia Bay Blvd #2703
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Condominium
Year Built
2007
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned, Common, Covered, Deeded, Ground Level, Guest, Open, Reserved, Basement
Waterfront
Bay/Harbor, Gulf/Ocean to Bay
Days on Market
212
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Balcony
Courtyard
Fire Pit
Lighting
Outdoor Grill
Outdoor Shower
Private Mailbox
Sidewalk
Storage
Tennis Court(s)
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Golf
Irrigation-reclaimed Water
Pool
Restaurant
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Exhaust Fan
Freezer
Ice Maker
Microwave
Range
Refrigerator
Washer
In a CDD (Community Development District)Flood Zone AE

Annual Tax (2024)

$9,483

Parcel #

2412721909

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Bay Club Ph II

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

ClearedLandscapedOn Golf CoursePrivateSidewalkPaved
HOA
$1,025/mo
C&S Community Management Services
Date
Event
Price
7/23/2026
Price change
Source: Stellar MLS #TB8462984
$630,000-2.9%
$309/sqft
Price change
Source: Stellar MLS #TB8462984
$649,000-5.9%
$318/sqft
2/11/2026
Listed for sale
Source: Stellar MLS #TB8462984
$690,000
$338/sqft
Est. monthly payment$5,416/mo
Principal & interest$3,286
Property taxes$790
Insurance$315
HOA$1,025
Down payment20% · $126,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $630,000
$620,000 – $630,000
98.5% – 100% of listTops out right at the list price
80% of listList price
10 of the last 19 condo closings in 34221 landed at this number or higher (53%). The median one sat 100 days before it went under contract, and this one is on day 212 after a $60,000 cut.

Sample: 19 closed condo sales in 34221 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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