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224 Whisper Lake Rd, Palm Harbor, FL, 34683

$293/sqft·Whisper Lake

3 bd2 ba1,348 sqft2 car garageSingle Family
Listed by RE/MAX ELITE REALTY· Last updated · MLS# TB8457320

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Est. monthly payment
$2,713/mo
Down payment (20%)
$79,000
Property taxes
$456/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1985
2 car garage
Driveway
6,233 sqft lot
Lot size
1,348 sqft
Living area

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Living Room/Dining Room ComboPrimary Bedroom Main FloorStone CountersThermostatWalk-in Closet(s)Dishwasher

224 Whisper Lake Rd is a 1985-built home in Whisper Lake Sub, Palm Harbor. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,348 square feet of living space. Listed at $395,000 (about $293/sqft), 175 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

* * GREAT LOCATION * * Welcome to your beautifully updated 3-bedroom, 2-bathroom home located in the heart of desirable Palm Harbor! Tucked away on a quiet cul-de-sac, this move-in-ready residence offers the perfect blend of comfort and functionality. Inside, you’ll find a bright and open floor plan with tasteful recent updates, spacious living areas, and abundant natural light throughout. This home features an ideal split bedroom floorplan which grants both a spacious feel, while allowing privacy between the bedrooms. A generous 2-car garage provides ample room for parking, storage, and hobbies. The large, fenced backyard is ideal for pets, outdoor entertaining, gardening, or simply relaxing in your own private oasis. Whether hosting weekend BBQs or enjoying peaceful evenings outdoors, this space offers endless possibilities. * * PERFECT LOCATION IN PALM HARBOR * * Just 15 minutes from downtown, the wonderful restaurants and Sunderman Sports Complex and Sunderman Baseball Complex * * Boater? Multiple marinas close including Home Port Marnina * * 20 minutes north and you are at Tarpon Springs and the world-famous sponge docks. 20 minutes south and you are at the Small and Quaint community of Dunedin which offers wonderful restaurants, marina, central park with stage for concerts and movies and much more! Just 20 minutes away from Dunedin Causeway which gives you access to beautiful Honeymoon Beach and Caladesi Island! Voted #1 Beach in the Nation. You are also just 30 minutes from Clearwater Beach and their World-Famous White Sand Beaches. LIKE BASEBALL? Dunedin is the home of Toronto Blue Jays spring training and triple AAA baseball facilities. Clearwater homes the Philadelphia Phillies and just 30 minutes away is the New York Yankees facilities. * * PLEASE NOTE * * It is buyer’s responsibility to verify all information. Information posted in MLS or any marketing is not guaranteed.

The essentials

Built
1985
Price / sqft
$293
On market
182 days
Annual tax
$5,471
Flood zone
X500 · Low risk
Lot
6,233 sqft
Type
Single Family Residence

Location

224 Whisper Lake Rd
Palm Harbor, FL, 34683·34683 - Palm Harbor
Type
Single Family Residence
Year Built
1985
Lot
6,233 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Days on Market
182
Cathedral Ceiling(s)
Ceiling Fans(s)
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Stone Counters
Thermostat
Walk-in Closet(s)
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator

Elementary

Ozona Elementary-PN

Middle

Palm Harbor Middle-PN

High

Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X500

Annual Tax (2024)

$5,471

Parcel #

11-28-15-97004-000-0060

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Whisper Lake Sub

County

Pinellas

MLS Area

34683 - Palm Harbor

Lot Size

6,233 sqft

LevelSidewalkPaved
Date
Event
Price
9/4/2026
Price change
Source: Stellar MLS #TB8457320
$395,000-4.8%
$293/sqft
Price change
Source: Stellar MLS #TB8457320
$415,000-5.7%
$308/sqft
3/13/2026
Listed for sale
Source: Stellar MLS #TB8457320
$440,000
$326/sqft
Est. monthly payment$2,713/mo
Principal & interest$2,060
Property taxes$456
Insurance$198
Down payment20% · $79,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $395,000
$390,000 – $395,000
98.7% – 100% of listTops out right at the list price
80% of listList price
63 of the last 124 home closings in 34683 landed at this number or higher (51%). The median one sat 26 days before it went under contract, and this one is on day 182 after a $45,000 cut.

Sample: 124 closed home sales in 34683 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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