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1039 Northridge Dr, Palm Harbor, FL, 34683

$249/sqft·Hidden Lake

3 bd2 ba2,130 sqft2 car garageSingle Family
Listed by RE/MAX CHAMPIONS· Last updated · MLS# TB8488020

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Est. monthly payment
$3,335/mo
Down payment (20%)
$106,000
Property taxes
$260/mo
HOA
$550/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1986
Private pool
Deck
2 car garage
Driveway
0.25 acres
Lot size
2,130 sqft
Living area

About this home

Ceiling Fans(s)High CeilingsPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsWalk-in Closet(s)LightingOutdoor Kitchen

1039 Northridge Dr is a 1986-built home in Hidden Lake, Palm Harbor. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,130 square feet of living space. Listed at $530,000 (about $249/sqft), 164 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $550 annually.

From the listing

One or more photo(s) has been virtually staged. ROOF 2025, AC 2021, WATER HEATER 2026 (JULY), NO FLOOD ZONE, NO CDD, LOW HOA. Welcome to this beautifully maintained 3-bedroom, 2-bathroom home with a 2-car garage, located in the highly desirable Hidden Lake community. Situated on a spacious quarter-acre lot, this property offers the perfect blend of comfort, style, and outdoor living. As you enter, you’re greeted by a welcoming hallway that opens to a formal dining area/entertaining are on the right that is ideal for gatherings. The home features high ceilings and a bright, open feel throughout, with beautiful LVP flooring installed in 2025 and tile in all areas (no carpet in the house). The spacious living area flows seamlessly into the kitchen, creating an open concept layout that is perfect for both everyday living and entertaining. The kitchen is both functional and stylish, showcasing granite countertops and Samsung appliances, including a Samsung range and Samsung microwave. The primary suite is a true retreat, offering a spacious layout with an ensuite bathroom that features a skylight window, dual sinks, a relaxing garden tub with jacuzzi, a separate shower, and a walk-in closet. Two additional bedrooms are generously sized, providing comfort and flexibility for family, guests, or a home office. Step outside to your private backyard oasis, complete with a stunning pool area perfect for entertaining, relaxing, or hosting gatherings. The large yard also features a mature mango tree, adding a unique Florida touch. Additional highlights include an electric fireplace and a well-designed layout that blends comfort with functionality. Conveniently located, this home is just minutes from shopping, dining, and everyday essentials. It’s also only 10 minutes from Honeymoon Beach and close to top-rated A schools. The Hidden Lake community offers fantastic amenities including a park, basketball courts, tennis courts, pickleball courts, a playground, and a beautiful lake. This is a rare opportunity to own a move-in ready home in a prime location with everything you need for the Florida lifestyle.

The essentials

Built
1986
Price / sqft
$249
On market
176 days
Annual tax
$3,124
HOA
$550/yr
Flood zone
X · Low risk
Lot
11,047 sqft
Type
Single Family Residence

Location

1039 Northridge Dr
Palm Harbor, FL, 34683·34683 - Palm Harbor
Type
Single Family Residence
Year Built
1986
Lot
11,047 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Pool
Deck, In Ground, Screen Enclosure
Days on Market
176
Ceiling Fans(s)
High Ceilings
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Walk-in Closet(s)
Lighting
Outdoor Kitchen
Rain Gutters
Sidewalk
Deed Restrictions
Playground
Sidewalks
Tennis Court(s)
Dishwasher
Dryer
Microwave
Refrigerator
Washer

Elementary

Ozona Elementary-PN

Middle

Palm Harbor Middle-PN

High

Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$3,124

Parcel #

35-27-15-38605-009-0060

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Hidden Lake

County

Pinellas

MLS Area

34683 - Palm Harbor

Lot Size

11,047 sqft

HOA
$550/yr
Hidden Lake HOA
Date
Event
Price
6/4/2026
Price change
Source: Stellar MLS #TB8488020
$530,000-3.1%
$249/sqft
Price change
Source: Stellar MLS #TB8488020
$547,000-1.8%
$257/sqft
3/19/2026
Listed for sale
Source: Stellar MLS #TB8488020
$557,000+106.3%
$262/sqft
4/1/2007
Sold
Source: Pinellas County Public Record
$270,000
$127/sqft
Est. monthly payment$3,335/mo
Principal & interest$2,764
Property taxes$260
Insurance$265
HOA$46
Down payment20% · $106,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $530,000
$525,000 – $530,000
98.7% – 100% of listTops out right at the list price
80% of listList price
63 of the last 124 home closings in 34683 landed at this number or higher (51%). The median one sat 26 days before it went under contract, and this one is on day 176 after a $27,000 cut.

Sample: 124 closed home sales in 34683 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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