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3812 109th Street East, Palmetto, FL, 34221

$234/sqft·Mandarin Grove

3 bd2 ba2,011 sqft2 car garageSingle Family
Listed by PERRY HOMES· Last updated · MLS# TB8355933

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Est. monthly payment
$2,945/mo
Down payment (20%)
$93,980
Property taxes
$244/mo
HOA
$15/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2024
2 car garage
7,050 sqft lot
Lot size
2,011 sqft
Living area

About this home

High CeilingsIN Wall Pest SystemSidewalkStreet LightsBuilt-in OvenCooktopDishwasherDisposal

3812 109th Street East is a 2024-built home in Mandarin Grove, Palmetto. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,011 square feet of living space. Listed at $469,900 (about $234/sqft), 449 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $15 monthly.

From the listing

Under Construction. READY FOR MOVE-IN! The front porch opens into a welcoming entryway with an extended tray ceiling that embraces the main hallway. A bonus flex room overlooks the front yard right off the front door. A full guest suite with a private bathroom and ample closet space is off the main hallway. The kitchen features an island with built-in seating and walk-in pantry. The dining area flows from the kitchen to the connecting family room which offers plenty of natural light from its wall of windows and access to the backyard covered lanai. The primary bedroom has a wall of windows overlooking the backyard. Double doors lead into the bathroom which hosts dual vanities, a garden tub, glass enclosed shower, two walk-in closets and dual access to the laundry room. Two secondary bedrooms with a shared bathroom complete the home along with ample storage space throughout. The drop zone is located off the two-car garage.

The essentials

Built
2024
Price / sqft
$234
On market
561 days
Annual tax
$2,926
HOA
$15/mo
Flood zone
X · Low risk
Lot
7,050 sqft
Type
Single Family Residence

Location

3812 109th Street East
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
2024
Lot
7,050 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
-
Days on Market
561
High Ceilings
IN Wall Pest System
Sidewalk
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Electric Water Heater
Microwave
Range Hood
In a CDD (Community Development District)Flood Zone X

Annual Tax (2024)

$2,926

Parcel #

612306859

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Mandarin Grove

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

7,050 sqft

HOA
$15/mo
TBD
Date
Event
Price
12/18/2025
Price change
Source: Stellar MLS #TB8355933
$469,900-1.1%
$234/sqft
Price change
Source: Stellar MLS #TB8355933
$474,900-19.6%
$236/sqft
2/27/2025
Listed for sale
Source: Stellar MLS #TB8355933
$590,900
$294/sqft
Est. monthly payment$2,945/mo
Principal & interest$2,451
Property taxes$244
Insurance$235
HOA$15
Down payment20% · $93,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $469,900
$465,000 – $469,900
98.8% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 561 after a $121,000 cut.

Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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