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13810 Bertrand Ave, Palmetto, FL, 34221

$228/sqft·Coasterra

4 bd2 ba1,933 sqft2 car garageSingle Family
Listed by FLORIWEST REALTY GROUP, LLC· Last updated · MLS# R4910971

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,659/mo
Down payment (20%)
$88,000
Property taxes
$42/mo
HOA
$308/qtr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2026
2 car garage
8,197 sqft lot
Lot size
1,933 sqft
Living area
Brand new
Built 2026

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
COASTERRA
Type
Single Family Residence

True monthly carry

HOA
~$103/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Eat-in KitchenPrimary Bedroom Main FloorWalk-in Closet(s)SidewalkGated Community - No GuardSidewalksDishwasherDisposal

13810 Bertrand Ave is a 2026-built home in Coasterra, Palmetto. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,933 square feet of living space. Listed at $439,999 (about $228/sqft), 144 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $308 quarterly.

From the listing

MODEL NOW OPEN!! ****SPECIAL FINANCING AVAILABLE FOR A LIMITED TIME ONLY FROM PREFERRED LENDER. RESTRICTIONS APPLY, FOR QUALIFIED BUYERS, SUBJECT TO APPLICABLE TERMS AND CONDITIONS. SUBJECT TO CHANGE WITHOUT NOTICE**** The Cocoa is a thoughtfully crafted single-story home offering 4 bedrooms, 2 full baths, and a 2-car garage. The first floor centers around a spacious open-concept design that seamlessly connects the kitchen, dining area, and great room—perfect for everyday living and entertaining. The kitchen features ample counter space and a functional layout that flows naturally into the dining and living areas, making it the heart of the home. Just off the foyer sits the fourth bedroom, followed by two bedrooms and a full bath across the hall, thoughtfully placed to ensure privacy and comfort. The owner's suite on the main level offers a tranquil escape with a walk-in closet and private bath. With its versatile layout, modern features, and room to grow, the Cocoa is designed for those seeking comfort, flexibility, and timeless style.

The essentials

Built
2026
Price / sqft
$228
On market
162 days
Annual tax
$500
HOA
$308/qtr
Flood zone
X · Low risk
Lot
8,197 sqft
Type
Single Family Residence

Location

13810 Bertrand Ave
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
2026
Lot
8,197 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Days on Market
162
Eat-in Kitchen
Primary Bedroom Main Floor
Walk-in Closet(s)
Sidewalk
Gated Community - No Guard
Sidewalks
Dishwasher
Disposal
Microwave
Range
Tankless Water Heater

Elementary

James Tillman Elementary

Middle

Buffalo Creek Middle

High

Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$500

Parcel #

589502909

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Coasterra

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

8,197 sqft

HOA
$308/qtr
CASTLE GROUP / Loreall Jarrett
Date
Event
Price
6/3/2026
Price change
Source: Stellar MLS #R4910971
$439,999-3.2%
$228/sqft
4/2/2026
Listed for sale
Source: Stellar MLS #R4910971
$454,399
$235/sqft
Est. monthly payment$2,659/mo
Principal & interest$2,295
Property taxes$42
Insurance$220
HOA$103
Down payment20% · $88,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $439,999
$435,000 – $439,999
98.8% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 162 after a $14,400 cut.

Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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