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1408 43rd Avenue Dr W, Palmetto, FL, 34221

$300/sqft·Heritage Bay

4 bd2 ba1,968 sqft6 car garageSingle Family
Listed by MICHAEL SAUNDERS & COMPANY· Last updated · MLS# A4662268

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Est. monthly payment
$3,747/mo
Down payment (20%)
$117,980
Property taxes
$274/mo
HOA
$304/qtr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1992
Water views
Water
Community pool
Shared amenity
6 car garage
7,536 sqft lot
Lot size

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanStone CountersThermostat

1408 43rd Avenue Dr W is a 1992-built home in Heritage Bay, Palmetto. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,968 square feet of living space. Listed at $589,900 (about $300/sqft), 330 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $304 quarterly.

From the listing

Welcome to Snead Island, a hidden gem nestled in Heritage Bay—a quaint, close-knit neighborhood with a single entrance and exit, offering privacy, peace, and true island charm. Surrounded by natural beauty, marinas, and directly across the street from the Bradenton Yacht Club, this location is ideal for boating enthusiasts and anyone seeking a relaxed coastal lifestyle. This light and bright 4-bedroom, 2-bath stilt home offers an open-concept layout featuring a spacious great room, kitchen, and dining area—perfect for entertaining or everyday living. The oversized primary bedroom offers versatile space with French doors leading to a potential fourth bedroom, office, den, nursery, or even the opportunity to create a luxurious en-suite bath. Enjoy morning coffee or evening breezes on the screened second-story porch with peekaboo water views, or head downstairs to the covered paver patio—ideal for gatherings rain or shine. The entire lower level offers an abundance of storage and endless possibilities for workshop space, hobby rooms, or recreational gear. Recent updates include a new water heater (Oct. 2024), HVAC (2023), and a roof installed in Nov. 2017—offering peace of mind for years to come. And there's more: a buildable lot located directly behind the property (MLS #A4625515) is also available—imagine the possibilities! Build a guest house, multigenerational home, or simply enjoy the extra space. The owner, who has cherished this home for 29 years, confidently says: Snead Island is something truly special. Come discover the peaceful lifestyle, natural beauty, and welcoming community that makes this place so unique.

The essentials

Built
1992
Price / sqft
$300
On market
389 days
Annual tax
$3,287
HOA
$304/qtr
Flood zone
AE
Lot
7,536 sqft
Type
Single Family Residence

Location

1408 43rd Avenue Dr W
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
1992
Lot
7,536 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
389
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
French Doors
Lighting
Private Mailbox
Storage
Buyer Approval Required
Deed Restrictions
Irrigation-reclaimed Water
Pool
Tennis Court(s)
Street Lights
Convection Oven
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Touchless Faucet

Elementary

Palmetto Elementary-MN

Middle

Lincoln Middle

High

Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2024)

$3,287

Parcel #

2930400409

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Heritage Bay

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

7,536 sqft

FloodZoneCity LimitsLandscapedNear MarinaSidewalkPaved
HOA
$304/qtr
Colon & Associates
Date
Event
Price
2/26/2026
Price change
Source: Stellar MLS #A4662268
$589,900-1.7%
$300/sqft
Price change
Source: Stellar MLS #A4662268
$599,900-7.7%
$305/sqft
8/18/2025
Listed for sale
Source: Stellar MLS #A4662268
$649,900
$330/sqft
Est. monthly payment$3,747/mo
Principal & interest$3,077
Property taxes$274
Insurance$295
HOA$101
Down payment20% · $117,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $589,900
$585,000 – $589,900
98.8% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 389 after a $60,000 cut.

Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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