ActiveOpen House

9118 Optimist Way, Palmetto, FL, 34221

$171/sqft·Southpointe

4 bd3 ba2,286 sqft2 car garageSingle Family
Listed by FLORIWEST REALTY GROUP, LLC· Last updated · MLS# R4910278

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Est. monthly payment
$2,493/mo
Down payment (20%)
$78,000
Property taxes
$42/mo
HOA
$667/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2025
2 car garage
4,800 sqft lot
Lot size
2,286 sqft
Living area
Brand new
Built 2025

Open house

Saturday, Sep 12· 4:00 PM to 8:00 PM

About this home

Primarybedroom UpstairsWalk-in Closet(s)DishwasherDisposalMicrowaveRange

9118 Optimist Way is a 2025-built home in Southpointe, Palmetto. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,286 square feet of living space. Listed at $389,999 (about $171/sqft), 295 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $667 quarterly.

From the listing

****SPECIAL FINANCING AVAILABLE FOR A LIMITED TIME ONLY FROM PREFERRED LENDER. RESTRICTIONS APPLY, FOR QUALIFIED BUYERS, SUBJECT TO APPLICABLE TERMS AND CONDITIONS. SUBJECT TO CHANGE WITHOUT NOTICE**** Welcome to Innovation at Southpointe! This stunning two-story home offers 2,286 square feet of thoughtfully designed living space and a spacious two-car garage. Step inside through the inviting foyer, where you’ll find access to the fourth bedroom and full bath, perfect for guests or a private home office. Continue into the heart of the home and discover an open-concept layout featuring a great room, dining area, and a modern kitchen ideal for entertaining. A sliding glass door off the dining space leads to a private patio, creating the perfect spot to enjoy the beautiful Florida outdoors. Upstairs, retreat to the luxurious owner’s suite, complete with a walk-in closet and en-suite bath. Two additional bedrooms share a full bathroom, and the conveniently located laundry room makes everyday living a breeze.

The essentials

Built
2025
Price / sqft
$171
On market
296 days
Annual tax
$500
HOA
$667/qtr
Flood zone
X · Low risk
Lot
4,800 sqft
Type
Single Family Residence

Location

9118 Optimist Way
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
2025
Lot
4,800 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Days on Market
296
Primarybedroom Upstairs
Walk-in Closet(s)
Dishwasher
Disposal
Microwave
Range

Elementary

James Tillman Elementary

Middle

Buffalo Creek Middle

High

Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone X

Annual Tax (2024)

$500

Parcel #

646010459

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Southpointe

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

4,800 sqft

HOA
$667/qtr
ACCESS MANAGEMENT / JULIA JENSEN
Date
Event
Price
5/27/2026
Price change
Source: Stellar MLS #R4910278
$389,999-4.9%
$171/sqft
Price change
Source: Stellar MLS #R4910278
$409,999-3.9%
$179/sqft
11/19/2025
Listed for sale
Source: Stellar MLS #R4910278
$426,574
$187/sqft
Est. monthly payment$2,493/mo
Principal & interest$2,034
Property taxes$42
Insurance$195
HOA$222
Down payment20% · $78,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $389,999
$385,000 – $389,999
98.8% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 296 after a $36,575 cut.

Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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