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9122 Optimist Way, Palmetto, FL, 34221

$202/sqft·Southpointe

4 bd2 ba1,933 sqft2 car garageSingle Family
Listed by FLORIWEST REALTY GROUP, LLC· Last updated · MLS# R4910277

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,501/mo
Down payment (20%)
$78,000
Property taxes
$42/mo
HOA
$691/qtr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2025
Community pool
Shared amenity
2 car garage
7,184 sqft lot
Lot size
1,933 sqft
Living area

About this home

Primary Bedroom Main FloorWalk-in Closet(s)Community MailboxPoolDishwasherDisposalMicrowaveRange

9122 Optimist Way is a 2025-built home in Southpointe, Palmetto. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,933 square feet of living space. Listed at $389,999 (about $202/sqft), 290 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $691 quarterly.

From the listing

****SPECIAL FINANCING AVAILABLE FOR A LIMITED TIME ONLY FROM PREFERRED LENDER. RESTRICTIONS APPLY, FOR QUALIFIED BUYERS, SUBJECT TO APPLICABLE TERMS AND CONDITIONS. SUBJECT TO CHANGE WITHOUT NOTICE**** Welcome to the Panama at Southpointe! The Panama is a beautifully designed single-story home that offers approximately 1,933 square feet of thoughtfully planned living space. Featuring four bedrooms and two bathrooms, and a two-car garage, this layout blends comfort, style, and flexibility—perfect for today’s lifestyle. Step inside and experience an open-concept design that connects the spacious great room, dining area, and a stunning kitchen with island, creating the ideal setting for gatherings and entertaining. Just off the entry, you’ll find a private fourth bedroom, offering versatility for guests or a home office. The owner’s suite is a serene retreat, complete with a generous walk-in closet and dual vanities in the bathroom. Outdoors, enjoy the best of Florida living on the expansive covered lanai—perfect for relaxing evenings or weekend get-togethers. The Panama floor plan delivers the perfect balance of elegance and functionality, giving you endless possibilities to create your dream home.

The essentials

Built
2025
Price / sqft
$202
On market
296 days
Annual tax
$500
HOA
$691/qtr
Flood zone
X · Low risk
Lot
7,184 sqft
Type
Single Family Residence

Location

9122 Optimist Way
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
2025
Lot
7,184 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Days on Market
296
Primary Bedroom Main Floor
Walk-in Closet(s)
Community Mailbox
Pool
Dishwasher
Disposal
Microwave
Range

Elementary

James Tillman Elementary

Middle

Buffalo Creek Middle

High

Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone X

Annual Tax (2024)

$500

Parcel #

646010409

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Southpointe

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

7,184 sqft

HOA
$691/qtr
ACCESS MANAGEMENT / JULIA JENSEN
Date
Event
Price
7/15/2026
Price change
Source: Stellar MLS #R4910277
$389,999-7.1%
$202/sqft
Price change
Source: Stellar MLS #R4910277
$419,999-5.6%
$217/sqft
11/19/2025
Listed for sale
Source: Stellar MLS #R4910277
$444,809
$230/sqft
Est. monthly payment$2,501/mo
Principal & interest$2,034
Property taxes$42
Insurance$195
HOA$230
Down payment20% · $78,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $389,999
$385,000 – $389,999
98.8% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 296 after a $54,810 cut.

Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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