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601 Lake Pansy Dr NW, Winter Haven, FL, 33881

$339/sqft·Not IN

3 bd2 ba2,140 sqft2 car garageSingle Family
Listed by DALTON WADE INC· Last updated · MLS# P4937480

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Est. monthly payment
$4,207/mo
Down payment (20%)
$145,000
Property taxes
$63/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1977
Waterfront
Canal - Freshwater
Private pool
Heated
2 car garage
0.47 acres
Lot size

About this home

Attic VentilatorCeiling Fans(s)Crown MoldingStone CountersThermostatWalk-in Closet(s)Fire PitLighting

601 Lake Pansy Dr NW is a 1977-built home in Not IN Subdivision, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,140 square feet of living space. Listed at $725,000 (about $339/sqft), 207 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Lakefront living with a proper sunset! Down a private drive with NO HOA (because your house shouldn't come with a rule book). This renovated home offers direct frontage 80' on Lake Pansy and a bonus 80' of canal frontage across the street. The property provides excellent water access and endless sunset views. Outside is where this home really shows off with amenities including a heated saltwater lap pool, lighting and water features, outdoor shower, screened in with panoramic panels because this view deserves center stage. The outdoor summer kitchen is outfitted with a new refrigerator, table top ice chest, and grill supplied by a 99-gallon propane tank, making it well-suited for entertaining all year round. The lanai is glassed in with cedar tongue and groove ceiling and motorized retractable sunshade, while enhanced landscape lighting and mature palm trees set the tropical tone. Additional exterior upgrades include a composite dock, fenced in yard, seamless gutters with leaf filters, and recently replaced garage and front entry door. Inside, the vibe continues with an electric fireplace with customizable lighting (because ambiance matters). Live-edge floating shelves with integrated lighting adds a designer touch. Double-pane replacement windows, custom drapes, California Closets throoughout, luxury vinyl and ceramic tile flooring, laundry closet for added convenience in the primary bedroom. The kitchen brings the function and flair with an island, generous storage, new cabinetry, quartz countertops, a natural gas range with hood ventilation, along with a built in microwave, electric oven, and refrigerator/freezer. Culligan water treatment. The roof and HVAC system are approximately 10 years old. Additional features include epoxy garage floor, LRE foundation improvements, and well-fed irrigation. Prewired generator hook-up installed in garage. The boat ramp is located on the west side of lake Pansy. Conveniently Located 20 minutes from Lego Land, 7 minutes from Publix Super Market, 5 minutes to Home Depot, 3 minutes to the nearest boat ramp to access the Winter Haven Chain of Lakes. This is a rare opportunity to own a turnkey lakefront property with endless sunsets, extensive upgrades, and no HOA restrictions.

The essentials

Built
1977
Price / sqft
$339
On market
222 days
Annual tax
$760
Flood zone
X · Low risk
Lot
20,512 sqft
Type
Single Family Residence

Location

601 Lake Pansy Dr NW
Winter Haven, FL, 33881·33881 - Winter Haven / Florence Villa
Type
Single Family Residence
Year Built
1977
Lot
20,512 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Heated, In Ground, Lap, Lighting, Outside Bath Access, Salt Water, Screen Enclosure
Waterfront
Canal - Freshwater, Lake Front
Days on Market
222
Attic Ventilator
Ceiling Fans(s)
Crown Molding
Stone Counters
Thermostat
Walk-in Closet(s)
Fire Pit
Lighting
Outdoor Grill
Outdoor Kitchen
Outdoor Shower
Rain Gutters
Bar Fridge
Cooktop
Dishwasher
Electric Water Heater
Ice Maker
Microwave
Range
Range Hood
Refrigerator
Washer
Water Filtration System
Water Purifier
Water Softener
Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$760

Parcel #

26-28-08-000000-033150

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Not IN Subdivision

County

Polk

MLS Area

33881 - Winter Haven / Florence Villa

Lot Size

20,512 sqft

LandscapedStreet Dead-EndPavedPrivate
Date
Event
Price
8/19/2026
Price change
Source: Stellar MLS #P4937480
$725,000-3.2%
$339/sqft
Price change
Source: Stellar MLS #P4937480
$748,900-11.9%
$350/sqft
2/1/2026
Listed for sale
Source: Stellar MLS #P4937480
$850,000
$397/sqft
Est. monthly payment$4,207/mo
Principal & interest$3,781
Property taxes$63
Insurance$363
Down payment20% · $145,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $725,000
$720,000 – $725,000
99.5% – 100% of listTops out right at the list price
80% of listList price
129 of the last 206 home closings in 33881 landed at this number or higher (63%). The median one sat 44 days before it went under contract, and this one is on day 222 after a $125,000 cut.

Sample: 206 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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