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694 Lake Otis Dr SE, Winter Haven, FL, 33880

$272/sqft·Otis Heights

4 bd3 ba3,483 sqft2 car garageSingle Family
Listed by LOCKHART & ASSOCIATES INC· Last updated · MLS# L4964434

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Est. monthly payment
$6,147/mo
Down payment (20%)
$189,800
Property taxes
$724/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1937
Waterfront
Lake Front
2 car garage
Circular Driveway
0.84 acres
Lot size
3,483 sqft
Living area

About this home

Primarybedroom UpstairsSplit BedroomDishwasherDisposalElectric Water HeaterMicrowaveRangeRefrigerator

694 Lake Otis Dr SE is a 1937-built home in Otis Heights Sub, Winter Haven. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,483 square feet of living space. Listed at $949,000 (about $272/sqft), 10 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Discover an extraordinary lakefront estate offering unmatched charm, privacy, and lifestyle on coveted Lake Otis. Set on a rare double lot, this property feels like a private resort with expansive lawns, mature shade trees, flourishing fruit trees, and enchanting garden spaces. The 3,083 sq ft main home is filled with character and unique architectural details, complemented by a 400 sq ft in-law suite ideal for guests or multi-generational living. From sunrise views over the water to afternoons spent swimming, fishing, or enjoying watersports, every day feels like a vacation. The outdoor spaces are perfect for elegant entertaining or relaxed family fun. Centrally located near Disney, Legoland, beaches, and premier sporting attractions, this home offers the best of Florida living with convenience to world-class destinations. A rare opportunity to own a distinctive lakefront property that blends luxury, charm, and unforgettable experiences. Call for your private showing today!

The essentials

Built
1937
Price / sqft
$272
On market
22 days
Annual tax
$8,684
Flood zone
X · Low risk
Lot
36,447 sqft
Type
Single Family Residence

Location

694 Lake Otis Dr SE
Winter Haven, FL, 33880·33880 - Winter Haven/Eloise/JPV/Wahnetta
Type
Single Family Residence
Year Built
1937
Lot
36,447 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Circular Driveway, Driveway, Garage Door Opener
Waterfront
Lake Front
Days on Market
22
Primarybedroom Upstairs
Split Bedroom
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator

Elementary

Elbert Elem

Middle

Denison Middle

High

Winter Haven Senior

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2025)

$8,684

Parcel #

26-28-28-596000-003040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Otis Heights Sub

County

Polk

MLS Area

33880 - Winter Haven/Eloise/JPV/Wahnetta

Lot Size

36,447 sqft

City LimitsLandscapedSlopedPaved
Date
Event
Price
8/20/2026
Listed for sale
Source: Stellar MLS #L4964434
$949,000
$272/sqft
Est. monthly payment$6,148/mo
Principal & interest$4,949
Property taxes$724
Insurance$475
Down payment20% · $189,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $949,000
$945,000 – $949,000
99.5% – 100% of listTops out right at the list price
80% of listList price
89 of the last 156 home closings in 33880 landed at this number or higher (57%). The median one sat 39 days before it went under contract, and this one is on day 22.

Sample: 156 closed home sales in 33880 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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