Active
$1,375,000
Est. $8,885/mo

1901 Upper Cove Ter, Sarasota, FL, 34231

$653/sqft·Coral Cove

4 bd2 ba2,105 sqft2 car garageSingle Family
Listed by CHEVON EATON· Last updated · MLS# O6430604

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$8,885/mo
Down payment (20%)
$275,000
Property taxes
$1,005/mo
HOA
$250/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1968
Waterfront
Canal - Saltwater
Private pool
Heated
2 car garage
0.35 acres
Lot size

About this home

Private YardSliding DoorsDishwasherDisposalMicrowaveRange

1901 Upper Cove Ter is a 1968-built home in Coral Cove, Sarasota. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,105 square feet of living space. Listed at $1,375,000 (about $653/sqft), 19 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $250 annually.

From the listing

WATERFRONT * NO FLOOD ZONE * NO HOA. Positioned west of the Trail in Sarasota’s highly sought-after Coral Cove neighborhood, 1901 Upper Cove Terrace offers one of the area’s most compelling deep-water waterfront opportunities, pairing boating access, updated mid-century character, and an exceptional Sarasota lifestyle setting. Priced below appraisal. Set on an oversized 0.35-acre lot with 75 feet of canal frontage, this 4-bedroom, 2-bath residence spans 2,105 square feet and was thoughtfully updated in 2024 to enhance its mid-century modern character while preserving the spirit of its 1968 origins. For boaters, the value is exceptional. The property features deep-water dockage, no fixed bridges, direct Gulf access, a new lifetime vinyl bulkhead, 30-amp shore power, and a private dock that accommodates up to a 45-foot vessel. Outdoor living is central to the home, with a screened pool and spa, covered entertaining areas, and seamless indoor-outdoor flow. The property also offers room for boat and RV parking, plus a large attached workshop garage with two Level 2 EV chargers. Located in Coral Cove, residents enjoy access to a private neighborhood park and boat ramp through the community’s voluntary neighborhood association, adding another layer of boating, fishing, kayaking, and Gulf-access lifestyle appeal. Highlights include: west of the Trail location, Coral Cove neighborhood, private park and boat ramp, 4 bedrooms, 2 baths, 2,105 SF, 0.35-acre lot, 75’ canal frontage, deep-water dockage, no fixed bridges, direct Gulf access, new lifetime vinyl bulkhead, dock for up to a 45’ boat, screened pool and spa, boat/RV parking, workshop garage, and two Level 2 EV chargers.

The essentials

Built
1968
Price / sqft
$653
On market
37 days
Annual tax
$12,063
HOA
$250/yr
Flood zone
X · Low risk
Lot
15,424 sqft
Type
Single Family Residence

Location

1901 Upper Cove Ter
Sarasota, FL, 34231·34231 - Sarasota/Gulf Gate Branch
Type
Single Family Residence
Year Built
1968
Lot
15,424 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Pool
Gunite, Heated, In Ground, Lighting, Pool Sweep, Screen Enclosure, Self Cleaning
Waterfront
Canal - Saltwater, Canal Front
Days on Market
37
Private Yard
Sliding Doors
Dishwasher
Disposal
Microwave
Range
Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$12,063

Parcel #

0109090003

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Coral Cove

County

Sarasota

MLS Area

34231 - Sarasota/Gulf Gate Branch

Lot Size

15,424 sqft

HOA
$250/yr
Date
Event
Price
8/5/2026
Listed for sale
Source: Stellar MLS #O6430604
$1,375,000
$653/sqft
Est. monthly payment$8,885/mo
Principal & interest$7,171
Property taxes$1,005
Insurance$688
HOA$21
Down payment20% · $275,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $1,375,000
$1.33M – $1.38M
96.5% – 100% of listTops out right at the list price
80% of listList price
66 of the last 131 home closings in 34231 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 37.

Sample: 131 closed home sales in 34231 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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