Active
$1,799,000
Est. $10,879/mo

2524 Waterfront Cir, Sarasota, FL, 34240

$333/sqft·Monterey At Lakewood Ranch

5 bd6 ba5,403 sqft3 car garageSingle Family
Listed by TAMPA TBI REALTY LLC· Last updated · MLS# A4700136

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$10,879/mo
Down payment (20%)
$359,800
Property taxes
$224/mo
HOA
$372.75/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2026
Community pool
Fitness center too
3 car garage
Garage
0.27 acres
Lot size
5,403 sqft
Living area

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
MONTEREY AT LAKEWOOD RANCH
Type
Single Family Residence

True monthly carry

HOA
~$373/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

High CeilingsIN Wall Pest SystemOpen FloorplanPrimary Bedroom Main FloorThermostatTray Ceiling(s)Walk-in Closet(s)Outdoor Kitchen

2524 Waterfront Cir is a 2026-built home in Monterey At Lakewood Ranch, Sarasota. Inside you'll find 5 bedrooms, 6 bathrooms, and 5,403 square feet of living space. Listed at $1,799,000 (about $333/sqft), 6 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $372.75 monthly.

From the listing

Under Construction. Move In Ready January 2027! This exceptional quick move-in Dexter showcases 5 spacious bedrooms, a private office, an expansive loft, a versatile bonus room, and 5.5 beautifully appointed bathrooms, all perfectly positioned on a premium preserve homesite. The Dexter's inviting expanded covered entry and impressive two-story foyer open onto the expansive great room, with views to the desirable covered lanai beyond. The well-equipped gourmet kitchen overlooks a bright casual dining area, and is enhanced by a large center island with breakfast bar, plenty of counter and cabinet space, and huge walk-in pantry. The marvelous primary bedroom suite is highlighted by dual walk-in closets and deluxe primary bath with dual-sink vanity, large soaking tub, luxe shower, and private water closet. The sizable secondary bedroom features a walk-in closet and private bath. Additional highlights include a secluded office, convenient powder room and everyday entry, centrally located laundry, and additional storage. Call Today to Schedule your private showing!

The essentials

Built
2026
Price / sqft
$333
On market
44 days
Annual tax
$2,686
HOA
$372.75/mo
Flood zone
X · Low risk
Lot
12,954 sqft
Type
Single Family Residence

Location

2524 Waterfront Cir
Sarasota, FL, 34240·34240 - Sarasota
Type
Single Family Residence
Year Built
2026
Lot
12,954 sqft
Cooling
Central Air
Heating
Central
Parking
Garage
Days on Market
44
High Ceilings
IN Wall Pest System
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Outdoor Kitchen
Rain Gutters
Sidewalk
Sliding Doors
Clubhouse
Fitness Center
Gated Community - No Guard
Pool
Tennis Court(s)
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Gas Water Heater
Microwave
Range Hood
Refrigerator
Tankless Water Heater

Elementary

Tatum Ridge Elementary

Middle

McIntosh Middle

High

Booker High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone X

Annual Tax (2025)

$2,686

Parcel #

0538050032

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Monterey At Lakewood Ranch

County

Sarasota

MLS Area

34240 - Sarasota

Lot Size

12,954 sqft

SidewalkPaved
HOA
$372.75/mo
FirstService Residential
Date
Event
Price
7/29/2026
Listed for sale
Source: Stellar MLS #A4700136
$1,799,000
$333/sqft
Est. monthly payment$10,879/mo
Principal & interest$9,383
Property taxes$224
Insurance$900
HOA$373
Down payment20% · $359,800
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $1,799,000
$1.75M – $1.80M
97.5% – 100% of listTops out right at the list price
80% of listList price
86 of the last 171 home closings in 34240 landed at this number or higher (50%). The median one sat 25 days before it went under contract, and this one is on day 44.

Sample: 171 closed home sales in 34240 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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