Active
$429,500
Est. $2,730/mo

121 Bay St, Tarpon Springs, FL, 34689

$295/sqft·Welshs Bayou

3 bd2 ba1,456 sqftHalf Duplex
Listed by EXIT GLOBAL REALTY· Last updated · MLS# O6426847

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Est. monthly payment
$2,730/mo
Down payment (20%)
$85,900
Property taxes
$275/mo
Rate assumed
6.8% · 30 yr
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At a glance

Multi-family
Built 1953
Water views
Water
5,249 sqft lot
Lot size
1,456 sqft
Living area

About this home

Eat-in KitchenKitchen/Family Room ComboOpen FloorplanSolid Surface CountersSolid Wood CabinetsGardenConvection OvenCooktop

121 Bay St is a 1953-built home in Welshs Bayou Add, Tarpon Springs. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,456 square feet of living space. Listed at $429,500 (about $295/sqft), 0 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Waterfront Duplex with Beautiful Lake Views in the Heart of Tarpon Springs! Discover this charming and well-maintained duplex offering a peaceful waterfront setting with serene lake views. Each cozy unit features a comfortable layout filled with natural light, creating a warm and inviting atmosphere. Whether you’re looking for an income-producing investment, an owner-occupied property with rental income, or a multi-generational living opportunity, this property offers exceptional flexibility. Unit A is vacant and move-in ready, while Unit B is tenant occupied, providing immediate rental income. Conveniently located just minutes from the famous Sponge Docks, downtown Tarpon Springs, shopping, restaurants, parks, beaches, and major roadways. Enjoy the perfect combination of waterfront living, investment potential, and Florida charm!

The essentials

Built
1953
Price / sqft
$295
On market
49 days
Annual tax
$3,297
Flood zone
AE
Lot
5,249 sqft
Type
Half Duplex

Location

121 Bay St
Tarpon Springs, FL, 34689·34689 - Tarpon Springs
Type
Half Duplex
Year Built
1953
Lot
5,249 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
49
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Garden
Convection Oven
Cooktop
Dishwasher
Electric Water Heater
Microwave
Flood Zone AE

Annual Tax (2025)

$3,297

Parcel #

12-27-15-95940-006-0061

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Welshs Bayou Add

County

Pinellas

MLS Area

34689 - Tarpon Springs

Lot Size

5,249 sqft

Corner Lot
Date
Event
Price
7/24/2026
Listed for sale
Source: Stellar MLS #O6426847
$429,500
$295/sqft
Est. monthly payment$2,730/mo
Principal & interest$2,240
Property taxes$275
Insurance$215
Down payment20% · $85,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $429,500
$422,500 – $429,500
98.4% – 100% of listTops out right at the list price
80% of listList price
74 of the last 147 home closings in 34689 landed at this number or higher (50%). The median one sat 30 days before it went under contract, and this one is on day 49.

Sample: 147 closed home sales in 34689 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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