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3280 Skene Ter, Palm Harbor, FL, 34684

$260/sqft·Highland Lakes

2 bd2 ba1,863 sqft2 car garageSingle Family
Listed by BEYCOME OF FLORIDA LLC· Last updated · MLS# O6413333

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Est. monthly payment
$3,113/mo
Down payment (20%)
$96,800
Property taxes
$183/mo
HOA
$164/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1979
2 car garage
10,594 sqft lot
Lot size
1,863 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenPrimary Bedroom Main FloorRain GuttersSidewalkStreet LightsDishwasherDisposal

3280 Skene Ter is a 1979-built home in Highland Lakes, Palm Harbor. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,863 square feet of living space. Listed at $484,000 (about $260/sqft), 91 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $164 monthly.

From the listing

Experience the best of Florida living in this beautifully renovated Manchester model, ideally situated on an oversized, nearly quarter-acre lot in a cul-de-sac within Highland Lakes, one of Pinellas County's most desirable communities. Located just moments from the clubhouse and golf course, this home has the perfect setting for a relaxed, resort-style lifestyle with convenient walking and golf-cart access to the community's exceptional amenities. Offering approximately 1,863 square feet of living space, this thoughtfully designed home features two bedrooms, two bathrooms, and a bright, open layout that is for both everyday living and entertaining. The flexible floor plan includes two spacious primary-suite-style bedrooms, with one offering an additional area that can be used as an office, den, or sitting room. A separate versatile space may also serve as a third bedroom, media room, hobby area, or game-day retreat. The home has been extensively updated inside and out, featuring new flooring throughout, new ceiling fans, a newly renovated kitchen, updated bathroom vanities, stainless-steel appliances, and a beautifully remodeled walk-in showers all completed in 2026. The kitchen is complemented by newer windows and flows naturally into the surrounding living and dining areas. Matching cabinetry extends into the dinette, laundry room, and bathrooms, creating a cohesive and stylish look throughout the home. Additional features include a screened front porch, a skylight in the dining room, and an enclosed Florida room overlooking the peaceful backyard. Major improvements include a new A/C system installed in (2026), an updated electrical panel completed in (2023), a new roof installed in (2022), and New Water heater(2025). The property is also located high and dry on one of the higher elevations in Pinellas County, outside the floodplain and within a non-evacuation zone, providing valuable peace of mind. Highland Lakes has an impressive array of amenities designed for an active and social lifestyle. Residents enjoy three private 9-hole executive golf courses with no green fees, an Olympic-size heated swimming pool, two clubhouses, a fitness center, sauna, tennis courts, pickleball, bocce, shuffleboard, a woodworking shop, and a full calendar of events, activities, fitness classes, and entertainment. The community's Arts

The essentials

Built
1979
Price / sqft
$260
On market
100 days
Annual tax
$2,201
HOA
$164/mo
Flood zone
X · Low risk
Lot
10,594 sqft
Type
Single Family Residence

Location

3280 Skene Ter
Palm Harbor, FL, 34684·34684 - Palm Harbor
Type
Single Family Residence
Year Built
1979
Lot
10,594 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
100
Ceiling Fans(s)
Eat-in Kitchen
Primary Bedroom Main Floor
Rain Gutters
Sidewalk
Street Lights
Dishwasher
Disposal
Electric Water Heater
Range
Range Hood
Refrigerator

Elementary

Highland Lakes Elementary-PN

Middle

Carwise Middle-PN

High

Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2025)

$2,201

Parcel #

05-28-16-38902-000-0460

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Highland Lakes

County

Pinellas

MLS Area

34684 - Palm Harbor

Lot Size

10,594 sqft

HOA
$164/mo
Scarlet Roach
Date
Event
Price
9/2/2026
Price change
Source: Stellar MLS #O6413333
$484,000-0.2%
$260/sqft
Price change
Source: Stellar MLS #O6413333
$485,000-6.6%
$260/sqft
6/3/2026
Listed for sale
Source: Stellar MLS #O6413333
$519,000+62.2%
$279/sqft
3/1/2026
Sold
Source: Pinellas County Public Record
$320,000
$172/sqft
Est. monthly payment$3,114/mo
Principal & interest$2,524
Property taxes$183
Insurance$242
HOA$164
Down payment20% · $96,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $484,000
$477,500 – $484,000
98.5% – 100% of listTops out right at the list price
80% of listList price
55 of the last 109 home closings in 34684 landed at this number or higher (50%). The median one sat 15 days before it went under contract, and this one is on day 100 after a $35,000 cut.

Sample: 109 closed home sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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