Active
$280,000
Est. $1,932/mo

728 E Spruce St, Tarpon Springs, FL, 34689

$204/sqft·Fairmount Park

4 bd2 ba1,372 sqftSingle Family
Listed by MAINSTAY BROKERAGE LLC· Last updated · MLS# O6393023

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Est. monthly payment
$1,932/mo
Down payment (20%)
$56,000
Property taxes
$332/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1978
8,403 sqft lot
Lot size
1,372 sqft
Living area

About this home

Eat-in KitchenOpen FloorplanPrivate MailboxPrivate YardSidewalkDishwasherMicrowaveRange

728 E Spruce St is a 1978-built home in Fairmount Park, Tarpon Springs. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,372 square feet of living space. Listed at $280,000 (about $204/sqft), 143 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Welcome to this inviting home located in the Tarpon Springs area, offering a comfortable and functional layout designed for both everyday living and entertaining. This residence features a spacious living area that flows naturally into the dining and kitchen spaces, creating an ideal setting for gatherings and daily routines. The home offers multiple bedrooms and a flexible layout that can accommodate guests, a home office, or additional living needs. Step outside to a generous yard space perfect for relaxing, gardening, or entertaining. Conveniently situated near local shopping, dining, parks, and major roadways, this home also provides easy access to US-19 and nearby coastal attractions while maintaining the charm of an established neighborhood.

The essentials

Built
1978
Price / sqft
$204
On market
154 days
Annual tax
$3,989
Flood zone
X · Low risk
Lot
8,403 sqft
Type
Single Family Residence

Location

728 E Spruce St
Tarpon Springs, FL, 34689·34689 - Tarpon Springs
Type
Single Family Residence
Year Built
1978
Lot
8,403 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
154
Eat-in Kitchen
Open Floorplan
Private Mailbox
Private Yard
Sidewalk
Dishwasher
Microwave
Range
Refrigerator

Elementary

Tarpon Springs Elementary-PN

Middle

Tarpon Springs Middle-PN

High

Tarpon Springs High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$3,989

Parcel #

07-27-16-26928-011-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Fairmount Park

County

Pinellas

MLS Area

34689 - Tarpon Springs

Lot Size

8,403 sqft

Date
Event
Price
8/31/2026
Price change
Source: Stellar MLS #O6393023
$280,000-6.7%
$204/sqft
—
Price change
Source: Stellar MLS #O6393023
$300,000-21.0%
$219/sqft
4/10/2026
Listed for sale
Source: Stellar MLS #O6393023
$379,900-67.3%
$277/sqft
6/1/2022
Sold
Source: Pinellas County Public Record
$1,160,900
$846/sqft
Est. monthly payment$1,933/mo
Principal & interest$1,460
Property taxes$332
Insurance$140
Down payment20% · $56,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $280,000
$275,000 – $280,000
98.4% – 100% of listTops out right at the list price
80% of listList price
74 of the last 147 home closings in 34689 landed at this number or higher (50%). The median one sat 30 days before it went under contract, and this one is on day 154 after a $99,900 cut.

Sample: 147 closed home sales in 34689 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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