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553 Division St, Tarpon Springs, FL, 34689

$106/sqft·Fergusons C

4 bd3 ba3,441 sqftSingle Family
Listed by DENNIS REALTY & INV. CORP.· Last updated · MLS# U8224317

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Est. monthly payment
$2,542/mo
Down payment (20%)
$73,000
Property taxes
$455/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
3 stories · 1914
6,944 sqft lot
Lot size
3,441 sqft
Living area

About this home

High Ceilings

553 Division St is a 1914-built home in Fergusons C, Tarpon Springs. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,441 square feet of living space. Listed at $365,000 (about $106/sqft), 944 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

**Seller Financing will be considered, and the Seller is open to negotiation on terms, so that YOU can be successful!** Looking for a project? Are you looking for a piece of Tarpon Springs history, close to the Sponge Docks and an opportunity to develop your own style with a blank canvas? Bring your Contractors, Architects, Engineers and all those who play a role in your success to help your vision come to life. You are not the only ones seeking to build in this historical neighborhood. You only have to look to the neighbors to each side of the property - they are both being developed! Let's turn your ambition into a reality! This spacious property exudes presence with its elevated position, with an inviting front porch to while away the hours with a lovely beverage of your choosing, or why not take the short walk to the local Tarpon Springs Sponge docks and plethora of restaurants, shopping and entertainment. Equally, you may be a keen sailor and enjoy the water activities that Tarpon Springs has. This property is in need of a renovation, but this is an opportunity for an investor or keen designer to influence and shape their own design on this home. The high ceilings, welcoming staircase, large rooms create great potential. Don't miss out on this unique property. This property is well-suited for buyers seeking a value-add project, whether as a primary residence, second home, or investment. The existing structure offers the chance to renovate, restore, or reimagine while preserving the charm and historical context that makes Tarpon Springs one of Florida’s most distinctive coastal communities. Owner Financing will be considered, providing flexible acquisition options for buyers and creating an attractive pathway for investors looking to diversify their real estate portfolio without traditional lending constraints. This flexibility opens the door for creative strategies, including long-term holds, rental income, or future resale after improvements. Call today to schedule your showing!

The essentials

Built
1914
Price / sqft
$106
On market
998 days
Annual tax
$5,462
Flood zone
X · Low risk
Lot
6,944 sqft
Type
Single Family Residence

Location

553 Division St
Tarpon Springs, FL, 34689·34689 - Tarpon Springs
Type
Single Family Residence
Year Built
1914
Lot
6,944 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
998
High Ceilings

Elementary

Tarpon Springs Elementary-PN

Middle

Tarpon Springs Middle-PN

High

Tarpon Springs High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2023)

$5,462

Parcel #

12-27-15-27684-000-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Fergusons C

County

Pinellas

MLS Area

34689 - Tarpon Springs

Lot Size

6,944 sqft

Historic DistrictPaved
Date
Event
Price
9/9/2026
Price change
Source: Stellar MLS #U8224317
$365,000-0.3%
$106/sqft
Price change
Source: Stellar MLS #U8224317
$366,000-30.3%
$106/sqft
12/18/2023
Listed for sale
Source: Stellar MLS #U8224317
$525,000
$153/sqft
Est. monthly payment$2,541/mo
Principal & interest$1,904
Property taxes$455
Insurance$183
Down payment20% · $73,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $365,000
$360,000 – $365,000
98.4% – 100% of listTops out right at the list price
80% of listList price
74 of the last 147 home closings in 34689 landed at this number or higher (50%). The median one sat 30 days before it went under contract, and this one is on day 998 after a $160,000 cut.

Sample: 147 closed home sales in 34689 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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