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318 Hamilton Shores Dr NE, Winter Haven, FL, 33881

$196/sqft·Hamilton Pointe

4 bd2 ba2,806 sqft2 car garageSingle Family
Listed by KELLER WILLIAMS REALTY· Last updated · MLS# L4964555

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,821/mo
Down payment (20%)
$109,800
Property taxes
$656/mo
HOA
$325/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1996
Private pool
Gunite
2 car garage
0.38 acres
Lot size
2,806 sqft
Living area

About this home

Ceiling Fans(s)ThermostatWalk-in Closet(s)Window TreatmentsDishwasherDryerMicrowaveRange

318 Hamilton Shores Dr NE is a 1996-built home in Hamilton Pointe, Winter Haven. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,806 square feet of living space. Listed at $549,000 (about $196/sqft), 9 days on market. Flood zone X* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $325 annually.

From the listing

Welcome to Winter Haven living, where comfort, thoughtful updates, and an exceptional outdoor setting come together in a home designed to be enjoyed inside and out. Step inside to an impressive oversized great room filled with natural light and finished in a fresh, neutral color palette. Updated tile and soft newer carpeting complement the formal living and dining spaces, creating a warm and inviting interior with plenty of room to gather, entertain, or simply relax. The kitchen features brand-new stainless steel appliances, along with a newer dishwasher, garbage disposal, and kitchen sink. Additional improvements throughout the home include a newer roof and updated tile in both the primary and guest bathrooms, adding to the home's move-in-ready appeal. Outside is where this property truly shines. Situated on a spacious oversized lot, the home offers a fully fenced, private backyard surrounded by mature landscaping, creating your own peaceful Florida retreat. The heated swimming pool is ready for sunny afternoons, evening swims, and weekends spent entertaining family and friends. A newer energy-efficient pool pump adds another valuable update, while the generous patio and pool area extend the home's living space outdoors. Set within a quiet, established neighborhood, the property also enjoys beautiful lake views and peaceful streets ideal for morning walks, bike rides, jogging, or an evening stroll with the dog. Publix, shopping, dining, medical offices, and everyday conveniences are just minutes away. And when you're ready for a day of Central Florida adventure, Walt Disney World is approximately 26 miles away, offering easy access to world-famous attractions while still allowing you to come home to the relaxed pace of Winter Haven. With its private heated pool, oversized lot, fenced backyard, mature landscaping, lake views, brand-new stainless steel appliances, and numerous recent updates, this home delivers the Florida lifestyle you've been looking for. Schedule your private showing and come see it for yourself.

The essentials

Built
1996
Price / sqft
$196
On market
15 days
Annual tax
$7,877
HOA
$325/yr
Flood zone
X* · Low risk
Lot
16,522 sqft
Type
Single Family Residence

Location

318 Hamilton Shores Dr NE
Winter Haven, FL, 33881·33881 - Winter Haven / Florence Villa
Type
Single Family Residence
Year Built
1996
Lot
16,522 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Gunite
Days on Market
15
Ceiling Fans(s)
Thermostat
Walk-in Closet(s)
Window Treatments
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on fileFlood Zone X*

Annual Tax (2025)

$7,877

Parcel #

26-28-13-532311-001010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Hamilton Pointe

County

Polk

MLS Area

33881 - Winter Haven / Florence Villa

Lot Size

16,522 sqft

HOA
$325/yr
Hamilton Pointe HOA - Linda Bayko
Date
Event
Price
8/27/2026
Listed for sale
Source: Stellar MLS #L4964555
$549,000
$196/sqft
Est. monthly payment$3,821/mo
Principal & interest$2,863
Property taxes$656
Insurance$275
HOA$27
Down payment20% · $109,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $549,000
$545,000 – $549,000
99.5% – 100% of listTops out right at the list price
80% of listList price
129 of the last 206 home closings in 33881 landed at this number or higher (63%). The median one sat 44 days before it went under contract, and this one is on day 15.

Sample: 206 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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