Active
$389,900
Est. $2,345/mo

1540 Watson Oaks CT, Lakeland, FL, 33809

$207/sqft·Watson Oaks

4 bd2 ba1,885 sqft2 car garageSingle Family
Listed by AVERY PROPERTIES INC.· Last updated · MLS# L4963930

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Est. monthly payment
$2,345/mo
Down payment (20%)
$77,980
Property taxes
$117/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1998
Private pool
In Ground
2 car garage
Driveway
0.25 acres
Lot size
1,885 sqft
Living area

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorWalk-in Closet(s)Window Treatments

1540 Watson Oaks CT is a 1998-built home in Watson Oaks, Lakeland. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,885 square feet of living space. Listed at $389,900 (about $207/sqft), 36 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Completely renovated 4-bedroom, 2-bath Pool home near I-4! NO HOA... Spacious fenced-in yard, new screen on the pool enclosure, new pool pump, brand new Architectural roof, new garage door and motor, new appliances, new carpet, new paint inside and out, new Quartz countertops in the Kitchen and both bathrooms, etc... Move in ready, and near excellent schools, shopping, grocery stores, restaurants and entertainment. Call today for a showing, will not last at this price.

The essentials

Built
1998
Price / sqft
$207
On market
43 days
Annual tax
$1,401
Flood zone
X · Low risk
Lot
10,768 sqft
Type
Single Family Residence

Location

1540 Watson Oaks CT
Lakeland, FL, 33809·33809 - Lakeland / Polk City
Type
Single Family Residence
Year Built
1998
Lot
10,768 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway
Pool
In Ground, Screen Enclosure
Days on Market
43
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Walk-in Closet(s)
Window Treatments
Private Entrance
Private Mailbox
Private Yard
Cooktop
Dishwasher
Electric Water Heater
Microwave
Refrigerator

Elementary

Wendell Watson Elem

Middle

Lake Gibson Middle/Junio

High

Lake Gibson High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2025)

$1,401

Parcel #

24-27-20-161744-000110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Watson Oaks

County

Polk

MLS Area

33809 - Lakeland / Polk City

Lot Size

10,768 sqft

Date
Event
Price
8/30/2026
Price change
Source: Stellar MLS #L4963930
$389,900-1.3%
$207/sqft
—
Price change
Source: Stellar MLS #L4963930
$394,900-1.3%
$209/sqft
7/30/2026
Listed for sale
Source: Stellar MLS #L4963930
$399,900
$212/sqft
Est. monthly payment$2,345/mo
Principal & interest$2,033
Property taxes$117
Insurance$195
Down payment20% · $77,980
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $389,900
$385,000 – $389,900
98.8% – 100% of listTops out right at the list price
80% of listList price
56 of the last 111 home closings in 33809 landed at this number or higher (50%). The median one sat 31 days before it went under contract, and this one is on day 43 after a $10,000 cut.

Sample: 111 closed home sales in 33809 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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