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1761 Old Polk City Rd, Lakeland, FL, 33809

$236/sqft·Reserve Phase Five

4 bd2 ba2,169 sqft3 car garageSingle Family
Listed by ADAMS HOMES REALTY· Last updated · MLS# L4959386

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,083/mo
Down payment (20%)
$102,382
Property taxes
$49/mo
HOA
$1,300/yr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2026
3 car garage
0.86 acres
Lot size
2,169 sqft
Living area
Brand new
Built 2026

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
RESERVE PHASE FIVE
Type
Single Family Residence

True monthly carry

HOA
~$108/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Kitchen/Family Room ComboPest Guard SystemSplit BedroomLightingDishwasherMicrowaveRange

1761 Old Polk City Rd is a 2026-built home in Reserve Phase Five, Lakeland. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,169 square feet of living space. Listed at $511,910 (about $236/sqft), 174 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,300 annually.

From the listing

Pre-Construction. To be built. Pre-Construction. To be built.INTEREST RATE BUY DOWN AND CLOSING COSTS PAID! Only $1000 to reserve! Photos are of a completed home, colors/finishes may vary. LOCATED NEAR 1-4, this home features 4 bedrooms and 2 Baths, 3 CAR SIDE LOAD GARAGE(Renderings to be updated) and a large covered lanai! This Home offers a split living and bedroom plan, entertainer’s Kitchen with abundant countertops space, and an expansive master suite with his and hers closets. This home in Hickory Ridge has tile in the main living area, 36” cabinets with crown molding, 5 ¼ baseboards, stainless steel appliances, and energy-efficient features throughout the home. CUSTOM EXTERIORS 30-year mildew resistant dimensional shingles Cementitious masonry finish walls & gables, Termite treated with Bora care-renewable after 1st year Designer paint schemes Two convenient garden hose bibs,Dead bolt locks on all exterior doors, Low maintenance aluminum fascia and vinyl soffit Professionally landscaped yards, Two exterior weatherproof electrical outlets, Insulated, fiberglass front & rear doors, Decorative coach lights on garage and front entry. EXCEPTIONAL INTERIORS Stain resistant designer carpet, Recessed LED lighting in kitchen & family room, Level 1 tile standard in kitchen, laundry, foyer, and bathrooms Prewire for ceiling fan and 4 LED discs in family room, Pre-wiring for ceiling fans in all bedrooms with dual switches LED Disc, with rocker switches in all bedrooms,Doorbell chimes and protective smoke detectors Knock down texture on all interior walls and ceiling, Generous walk in closets with ventilated shelving,6 TV/Cable jacks or phone jacks,Vaulted ceilings,Wood Window Sills Brushed nickel hinges, fixtures and door knobs Indoor laundry room, Upgraded 5 1/4 baseboards throughout,5 panel smooth finish interior doors with brushed nickel, lever door handles,Garage door opener pre-wire, Two tone Interior paint package 220-volt dryer outlet Custom cased openings, GOURMET KITCHENS Designer recessed lighting Custom wood cabinets with adjustable shelves Included 36” upper cabinets with crown molding and custom bump out Stainless steel double bowl sink.Single lever brushed nickel faucet with pull out sprayer,Energy efficient multi-cycle dishwasher, Smooth top stove with self-cleaning feature, Space saver microwave above the range, Ice maker connection Spacious pantry with ventilated shelving. LUXURY BATH AREA Easy care garden tub/shower combination in master bath Separate linen closet, Elongated toilets,Pull out drawers in most cabinets, Dual rectangle sinks, Upgraded brushed nickel faucets ENERGY EFFICIENCY Double pane insulated windows with tilt-in sash for easy cleaning,Energy efficient Whirlpool appliance package,R-38 ceiling insulation,Continuous soffit attic ventilation,Off ridge roof ventilation,15 SEER Heat Pump with digital thermostat Low volume flush toilets CONSTRUCTION QUALITY Interior wood studs 16” on center,Professionally engineered roof truss systems. This unique community will make you feel away from it all yet close to shopping, dining, and entertainment!

The essentials

Built
2026
Price / sqft
$236
On market
191 days
Annual tax
$588
HOA
$1,300/yr
Flood zone
X · Low risk
Lot
37,897 sqft
Type
Single Family Residence

Location

1761 Old Polk City Rd
Lakeland, FL, 33809·33809 - Lakeland / Polk City
Type
Single Family Residence
Year Built
2026
Lot
37,897 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
191
Kitchen/Family Room Combo
Pest Guard System
Split Bedroom
Lighting
Dishwasher
Microwave
Range

Elementary

Wendell Watson Elem

Middle

Lake Gibson Middle/Junio

High

Lake Gibson High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2025)

$588

Parcel #

24-27-09-161025-000200

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Reserve Phase Five

County

Polk

MLS Area

33809 - Lakeland / Polk City

Lot Size

37,897 sqft

HOA
$1,300/yr
Highland Community Management/ Denise Abercrombie
Date
Event
Price
3/4/2026
Listed for sale
Source: Stellar MLS #L4959386
$511,910
$236/sqft
Est. monthly payment$3,083/mo
Principal & interest$2,670
Property taxes$49
Insurance$256
HOA$108
Down payment20% · $102,382
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $511,910
$505,000 – $511,910
98.8% – 100% of listTops out right at the list price
80% of listList price
56 of the last 111 home closings in 33809 landed at this number or higher (50%). The median one sat 31 days before it went under contract, and this one is on day 191.

Sample: 111 closed home sales in 33809 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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