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3038 Thornhill Rd, Winter Haven, FL, 33880

$245/sqft·Orange Hill

3 bd2 ba1,467 sqft2 car garageSingle Family
Listed by PORCHLIGHT HOMES LLC· Last updated · MLS# L4962366

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Est. monthly payment
$2,091/mo
Down payment (20%)
$71,990
Property taxes
$34/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2026
2 car garage
0.72 acres
Lot size
1,467 sqft
Living area
Brand new
Built 2026

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
ORANGE HILL SUB
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

High CeilingsKitchen/Family Room ComboOpen FloorplanSolid Surface CountersSplit BedroomStone CountersWalk-in Closet(s)Dishwasher

3038 Thornhill Rd is a 2026-built home in Orange Hill Sub, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,467 square feet of living space. Listed at $359,950 (about $245/sqft), 98 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

This new construction build sits on almost an acre (.72) and is a comfortable and cozy home with 3 bedrooms, 2 bathrooms and 1,467 square feet of living space. A rare opportunity awaits with the neighboring newly constructed home also available for purchase! Whether you're looking to create a private family compound, live next door to parents, grandparents, or siblings, or simply have your best friends as neighbors, this unique offering provides endless possibilities while allowing everyone to enjoy the comfort and privacy of their own beautiful home. The foyer opens to the spacious dining and great rooms, with raised ceilings throughout the home, and there's convenient access to the outdoor patio from the living space. The kitchen features a large island. The primary bathroom boasts a separate shower and tub, and this home comes equipped with ample storage space including two oversized primary walk-in closets, a pantry in the kitchen, a linen closet and a coat closet. The 2-car garage provides additional storage and laundry space. This home is located in a quiet neighborhood off Winter Lake Rd, close to all of the amenities Lakeland or Winter Haven have to offer! With no HOA, there's room for your boat, RV, or other outdoor vehicles. USDA FINANCING AVAILABLE FOR ELIGIBLE BUYERS, WITH NO MONEY DOWN. CALL TODAY FOR MORE DETAILS.

The essentials

Built
2026
Price / sqft
$245
On market
99 days
Annual tax
$403
Flood zone
X · Low risk
Lot
31,407 sqft
Type
Single Family Residence

Location

3038 Thornhill Rd
Winter Haven, FL, 33880·33880 - Winter Haven/Eloise/JPV/Wahnetta
Type
Single Family Residence
Year Built
2026
Lot
31,407 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
99
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Solid Surface Counters
Split Bedroom
Stone Counters
Walk-in Closet(s)
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Flood Zone X

Annual Tax (2025)

$403

Parcel #

25-28-28-354770-010010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Orange Hill Sub

County

Polk

MLS Area

33880 - Winter Haven/Eloise/JPV/Wahnetta

Lot Size

31,407 sqft

Date
Event
Price
9/10/2026
Price change
Source: Stellar MLS #L4962366
$359,950-2.7%
$245/sqft
6/4/2026
Listed for sale
Source: Stellar MLS #L4962366
$369,950
$252/sqft
Est. monthly payment$2,091/mo
Principal & interest$1,877
Property taxes$34
Insurance$180
Down payment20% · $71,990
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $359,950
$357,500 – $359,950
99.5% – 100% of listTops out right at the list price
80% of listList price
89 of the last 156 home closings in 33880 landed at this number or higher (57%). The median one sat 39 days before it went under contract, and this one is on day 99 after a $10,000 cut.

Sample: 156 closed home sales in 33880 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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