4221 109th St E, Palmetto, FL, 34221
$238/sqft·Mandarin Grove
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
At a glance
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- MANDARIN GROVE
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$19/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
Open house
Friday, Sep 11· 4:00 PM to 8:00 PM
Please join us for an open house this Saturday and Sunday from 12PM to 4PM. Please visit our sales center located at 11108 37th Ave E Palmetto, FL 34221.
About this home
4221 109th St E is a 2026-built home in Mandarin Grove, Palmetto. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,328 square feet of living space. Listed at $316,000 (about $238/sqft), 62 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $56 quarterly.
HOME OF THE WEEK - Limited-Time Pricing Available This Week Only! Receive up to $5,000 towards options & up to $15,000 towards closing costs with the use of our preferred lender - Now through Wednesday, September 30th. MOVE IN READY! Find your home at Mandarin Grove, a family-centered community in the growing city of Palmetto. This neighborhood features a collection of single-family homes by D.R. Horton, offering a variety of floor plans to fit every lifestyle and stage of life. Whether you're a young professional, growing your family, or looking to downsize as an empty nester, Mandarin Grove has a home designed for you. Conveniently located just 10 minutes from the Sunshine Skyway Bridge, Mandarin Grove provides an easy commute to St. Petersburg and quick access to Interstate 75. You're also only 15 minutes from Ellenton Premium Outlets, where you'll find more than 120 designer and name-brand outlet stores for the whole family. Outdoor enthusiasts will love being close to Emerson Point Preserve, located on the western tip of Snead Island between the Manatee River and Terra Ceia Bay. The preserve offers scenic hiking trails, kayak launches, and opportunities to explore Florida's natural beauty. You'll also enjoy easy access to the Manatee River for boating and jet skiing. Come discover the lifestyle waiting for you at Mandarin Grove—and make it your new home. extending your living space outdoors.
The essentials
Location
Elementary
James Tillman Elementary
Middle
Buffalo Creek Middle
High
Palmetto High
Districts can re-zone, so verify directly with the district before relying on these.
Annual Tax (2026)
$0
Parcel #
612310709
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Mandarin Grove
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
6,874 sqft
Not sure what you can afford?
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Offer Insights
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Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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