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2103 Lusitania Dr, Sarasota, FL, 34231

$570/sqft·Phillippi Gardens

3 bd2 ba1,578 sqft2 car garageSingle Family
Listed by MICHAEL SAUNDERS & COMPANY· Last updated · MLS# A4696955

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Est. monthly payment
$5,687/mo
Down payment (20%)
$179,980
Property taxes
$544/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1969
Waterfront
Canal - Saltwater
2 car garage
Garage Door Opener
0.45 acres
Lot size
1,578 sqft
Living area

About this home

Built-in FeaturesCeiling Fans(s)Solid Surface CountersThermostatWindow TreatmentsFrench DoorsDishwasherDisposal

2103 Lusitania Dr is a 1969-built home in Phillippi Gardens, Sarasota. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,578 square feet of living space. Listed at $899,900 (about $570/sqft), 29 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Opportunities like this are becoming increasingly difficult to find. Situated on nearly half an acre along a wide, scenic stretch of Phillippi Creek, this property offers the perfect combination of waterfront living, privacy, and an unbeatable central Sarasota location. Tucked behind a fenced driveway, the classic Sarasota ranch-style home welcomes you with its timeless charm. But the true showstopper is the backyard, a sprawling park-like setting with mature trees, expansive green space, and peaceful water views that create a private retreat right in the middle of town. This solid block home has been thoughtfully updated with a 2024 metal roof, laminate flooring throughout, stainless steel appliances, recessed lighting, and fresh exterior paint. The functional floor plan features a dedicated dining area, oversized laundry room, and a spacious two-car garage. For boating and water enthusiasts, the possibilities are exceptional. Subject to permitting, there may be an opportunity to add a dock and boat lift, providing direct access to Phillippi Creek, Sarasota Bay, and ultimately the Gulf of Mexico. Enjoy kayaking, paddleboarding, fishing, wildlife viewing, or simply relaxing while watching the water drift by. Located just minutes from Siesta Key, Downtown Sarasota, shopping, dining, and everyday conveniences, this property offers a lifestyle that is increasingly hard to replicate. Whether you're looking for a waterfront residence, a property to expand and customize, or simply a unique piece of Sarasota waterfront land, this is an opportunity you won't want to mis- schedule your private showing today!

The essentials

Built
1969
Price / sqft
$570
On market
91 days
Annual tax
$6,524
Flood zone
X500 · Low risk
Lot
19,661 sqft
Type
Single Family Residence

Location

2103 Lusitania Dr
Sarasota, FL, 34231·34231 - Sarasota/Gulf Gate Branch
Type
Single Family Residence
Year Built
1969
Lot
19,661 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Garage Door Opener
Waterfront
Canal - Saltwater
Days on Market
91
Built-in Features
Ceiling Fans(s)
Solid Surface Counters
Thermostat
Window Treatments
French Doors
Dishwasher
Disposal
Electric Water Heater
Microwave
Range

Elementary

Phillippi Shores Elementary

Middle

Sarasota Middle

High

Riverview High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X500

Annual Tax (2025)

$6,524

Parcel #

0086130030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Phillippi Gardens

County

Sarasota

MLS Area

34231 - Sarasota/Gulf Gate Branch

Lot Size

19,661 sqft

In CountyPaved
Date
Event
Price
6/12/2026
Listed for sale
Source: Stellar MLS #A4696955
$899,900
$570/sqft
Est. monthly payment$5,687/mo
Principal & interest$4,693
Property taxes$544
Insurance$450
Down payment20% · $179,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $899,900
$870,000 – $899,900
96.5% – 100% of listTops out right at the list price
80% of listList price
66 of the last 131 home closings in 34231 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 91.

Sample: 131 closed home sales in 34231 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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