Active
$1,199,000
Est. $7,460/mo

2629 Waterfront Cir, Sarasota, FL, 34240

$424/sqft·Monterey/Lakewood Ranch

4 bd4 ba2,828 sqft3 car garageSingle Family
Listed by QUARTZ COAST REALTY INC· Last updated · MLS# A4696784

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Est. monthly payment
$7,460/mo
Down payment (20%)
$239,800
Property taxes
$256/mo
HOA
$1,055.25/qtr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2026
Waterfront
Lake Front
3 car garage
9,941 sqft lot
Lot size
2,828 sqft
Living area

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
MONTEREY/LAKEWOOD RANCH
Type
Single Family Residence

True monthly carry

HOA
~$352/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Coffered Ceiling(s)Smart HomeSolid Wood CabinetsStone CountersThermostatWalk-in Closet(s)Rain GuttersSidewalk

2629 Waterfront Cir is a 2026-built home in Monterey/Lakewood Ranch, Sarasota. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,828 square feet of living space. Listed at $1,199,000 (about $424/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,055.25 quarterly.

From the listing

**Rare Never-Occupied Lakefront Selby in Monterey at Lakewood Ranch** Experience a rare ready-now opportunity in Monterey at Lakewood Ranch with this never-occupied Toll Brothers Selby. This 4-bedroom, 3.5-bath Transitional-style residence offers the appeal of new construction without the current build wait. Set on a premium lakefront homesite with no neighbor directly behind, the home offers a peaceful waterfront backdrop and a greater sense of privacy than many traditional homesites. For buyers seeking immediate ownership in Monterey, this property presents a compelling opportunity in a community where no quick move-in homes are currently available. The Selby floor plan was designed for beauty, function, and sophistication, with the refined flow luxury buyers expect. A grand foyer creates a memorable first impression and leads into an open great room designed for gathering, natural light, and everyday comfort. The kitchen overlooks the casual dining area and great room, creating a central living space that feels equally suited for entertaining, hosting guests, or enjoying quiet evenings at home. A large center island, generous cabinet and counter space, and walk-in pantry further enhance the kitchen’s livability. The primary suite offers a private retreat with dual walk-in closets and a relaxing bath featuring dual sinks, a luxe shower, linen storage, and a private water closet. Two secondary bedrooms include roomy closets and share a hall bath, while an additional secondary bedroom features a walk-in closet and private bath, creating excellent flexibility for guests, family, or work-from-home needs. The covered lanai extends the home’s living space outdoors and is accessed from the great room through multi-slide doors, allowing the lakefront setting to become part of daily living. Premium selections include an alternate kitchen layout, epoxy-coated garage floor, whole-house gutters, spray foam insulation, masonry core foam insulation package, pool prep package, and outdoor kitchen prep package. Monterey at Lakewood Ranch is a private gated Toll Brothers community designed around luxury homes, natural Florida ponds and lakes, and an elevated amenity lifestyle. Future community amenities are planned to include a resort-style pool, tennis courts, pickleball courts, fitness center, walking trails, dog park, open green space, and more. Located within the highly regarded Lakewood Ranch area, Monterey offers access to the broader lifestyle the region is known for, including nearby dining, shopping, recreation, events, golf, polo, and Gulf Coast beaches. For the buyer who wants a never-occupied Toll Brothers home, lakefront setting, no rear neighbor, documented upgrades, and the ability to move without waiting for a future build, this Selby residence is an exceptional opportunity in Monterey at Lakewood Ranch.

The essentials

Built
2026
Price / sqft
$424
On market
81 days
Annual tax
$3,070
HOA
$1,055.25/qtr
Flood zone
X · Low risk
Lot
9,941 sqft
Type
Single Family Residence

Location

2629 Waterfront Cir
Sarasota, FL, 34240·34240 - Sarasota
Type
Single Family Residence
Year Built
2026
Lot
9,941 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Lake Front
Days on Market
81
Coffered Ceiling(s)
Smart Home
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Rain Gutters
Sidewalk
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Gas Water Heater
Microwave
Range Hood
Flood Zone X

Annual Tax (2025)

$3,070

Parcel #

0538050057

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Monterey/Lakewood Ranch

County

Sarasota

MLS Area

34240 - Sarasota

Lot Size

9,941 sqft

HOA
$1,055.25/qtr
Ashley Mobley
Date
Event
Price
6/22/2026
Listed for sale
Source: Stellar MLS #A4696784
$1,199,000
$424/sqft
Est. monthly payment$7,460/mo
Principal & interest$6,253
Property taxes$256
Insurance$600
HOA$352
Down payment20% · $239,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $1,199,000
$1.17M – $1.20M
97.5% – 100% of listTops out right at the list price
80% of listList price
86 of the last 171 home closings in 34240 landed at this number or higher (50%). The median one sat 25 days before it went under contract, and this one is on day 81.

Sample: 171 closed home sales in 34240 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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