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1004 Spindle Palm Way, Apollo Beach, FL, 33572

$411/sqft·Apollo Beach

3 bd2 ba1,458 sqft2 car garageSingle Family
Listed by KW COASTAL LIVING III· Last updated · MLS# A4695923

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Est. monthly payment
$3,984/mo
Down payment (20%)
$119,980
Property taxes
$555/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1976
Waterfront
Canal - Saltwater
Private pool
In Ground
2 car garage
Circular Driveway
9,240 sqft lot
Lot size

About this home

Ceiling Fans(s)Solid Surface CountersSplit BedroomWalk-in Closet(s)DishwasherDisposalRangeRefrigerator

1004 Spindle Palm Way is a 1976-built home in Apollo Beach Unit 08 A Resubdivision Of Lots 1-13, Apollo Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,458 square feet of living space. Listed at $599,900 (about $411/sqft), 76 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

A TRUE Waterfront Style of Living! Welcome to 1004 Spindle Palm Way, a beautifully updated canal-front home in the heart of Apollo Beach offering direct boating access and the Florida lifestyle buyers dream about. Step outside to your private backyard retreat featuring a sparkling pool with an approximate depth of 7 feet, an expansive paver deck, updated pool coping and tile, and plenty of space for entertaining. Boating enthusiasts will love the custom-built dock with premium WearDeck synthetic decking and a 12,000-pound remote-controlled boat lift, making it easy to enjoy Tampa Bay whenever the mood strikes. Inside, the home has been thoughtfully upgraded with a remodeled kitchen featuring custom birch cabinetry, quartz countertops, soft-close drawers, and stainless-steel appliances. Additional improvements include a newer roof (2024), Rheem HVAC system, whole-house water filtration system, updated laundry appliances, and extensive pool and outdoor enhancements. Garage floor is epoxy sealed. With many documented improvements, this move-in-ready waterfront property offers both peace of mind and exceptional value. Whether you’re enjoying sunset views from the dock, relaxing poolside, or heading out for a day on the water, every day feels like a vacation. Four-Point Inspection completed in April! Conveniently located near shopping, dining, marinas, parks, and major commuter routes, this is a rare opportunity to own a beautifully maintained waterfront home in one of Apollo Beach’s most desirable boating communities.

The essentials

Built
1976
Price / sqft
$411
On market
82 days
Annual tax
$6,657
Flood zone
AE
Lot
9,240 sqft
Type
Single Family Residence

Location

1004 Spindle Palm Way
Apollo Beach, FL, 33572·33572 - Apollo Beach / Ruskin
Type
Single Family Residence
Year Built
1976
Lot
9,240 sqft
Cooling
Central Air
Heating
Central
Parking
Circular Driveway, Driveway
Pool
In Ground, Screen Enclosure, Tile
Waterfront
Canal - Saltwater
Days on Market
82
Ceiling Fans(s)
Solid Surface Counters
Split Bedroom
Walk-in Closet(s)
Dishwasher
Disposal
Range
Refrigerator

Elementary

Apollo Beach-HB

Middle

Eisenhower-HB

High

Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$6,657

Parcel #

U-21-31-19-1SQ-000060-00002.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Apollo Beach Unit 08 A Resubdivision Of Lots 1-13

County

Hillsborough

MLS Area

33572 - Apollo Beach / Ruskin

Lot Size

9,240 sqft

Flood Insurance RequiredPaved
Date
Event
Price
9/4/2026
Price change
Source: Stellar MLS #A4695923
$599,900-4.0%
$411/sqft
6/21/2026
Listed for sale
Source: Stellar MLS #A4695923
$624,900+50.6%
$429/sqft
5/4/2020
Sold
Source: Hillsborough County Public Record
$415,000
$285/sqft
Est. monthly payment$3,983/mo
Principal & interest$3,129
Property taxes$555
Insurance$300
Down payment20% · $119,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $599,900
$595,000 – $599,900
98.9% – 100% of listTops out right at the list price
80% of listList price
131 of the last 260 home closings in 33572 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 82 after a $25,000 cut.

Sample: 260 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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