ActiveOpen House

4321 Silver Birch CT, Palmetto, FL, 34221

$200/sqft·Silverstone North

4 bd3 ba2,045 sqft2 car garageSingle Family
Listed by D.R. HORTON REALTY OF SARASOTA· Last updated · MLS# A4685580

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,979/mo
Down payment (20%)
$81,600
Property taxes
$0/mo
HOA
$120/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
Garage Door Opener
6,520 sqft lot
Lot size
2,045 sqft
Living area

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SILVERSTONE NORTH
Type
Single Family Residence

True monthly carry

HOA
~$120/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

Open house

Saturday, Sep 12· 4:00 PM to 8:00 PM

Please join us for an open house this Saturday and Sunday from 12PM to 4PM. Please visit our sales center located at 3813 Silver Strand Trail Palmetto, 34221.

About this home

Open FloorplanStone CountersWalk-in Closet(s)PlaygroundPoolDishwasherMicrowaveRange

4321 Silver Birch CT is a 2026-built home in Silverstone North, Palmetto. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,045 square feet of living space. Listed at $408,000 (about $200/sqft), 90 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $120 monthly.

From the listing

Receive up to $20,000 towards closing costs, up to $5,000 towards options and special interest rates with the use of our preferred lender - Now through Wednesday, September 30th Self-guided tour available on this quick move-in home every day from 7am-9pm. Stop by to tour on your own time. MOVE IN READY! This one-story, all concrete block constructed home has an open concept floor plan, featuring a spacious kitchen overlooking large living and dining areas that flow out to a covered lanai, a perfect place to relax or dine al fresco. At the front of the home, you will find two bedrooms that share a full bath, a laundry room off the garage, a fourth bedroom that is an optional den, and a powder bath. The Bedroom 1 which includes Bathroom 1, is located at the back of the home for optimum privacy. This home comes with installed stainless-steel dishwasher, range, and microwave. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation.

The essentials

Built
2026
Price / sqft
$200
On market
185 days
Annual tax
$0
HOA
$120/mo
Flood zone
X · Low risk
Lot
6,520 sqft
Type
Single Family Residence

Location

4321 Silver Birch CT
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
2026
Lot
6,520 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
Garage Door Opener
Days on Market
185
Open Floorplan
Stone Counters
Walk-in Closet(s)
Playground
Pool
Dishwasher
Microwave
Range

Elementary

James Tillman Elementary

Middle

Buffalo Creek Middle

High

Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone x

Annual Tax (2026)

$0

Parcel #

716946459

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Silverstone North

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

6,520 sqft

LevelPaved
HOA
$120/mo
Access Management
Date
Event
Price
9/10/2026
Price change
Source: Stellar MLS #A4685580
$408,000+0.2%
$200/sqft
Price change
Source: Stellar MLS #A4685580
$407,000-2.2%
$199/sqft
3/10/2026
Listed for sale
Source: Stellar MLS #A4685580
$415,990
$203/sqft
Est. monthly payment$2,979/mo
Principal & interest$2,128
Property taxes$527
Insurance$204
HOA$120
Down payment20% · $81,600
Interest rate6.80%
Loan term

Not sure what you can afford?

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $408,000
$402,500 – $408,000
98.8% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 185 after a $7,990 cut.

Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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