Active
$10,995,000
Est. $64,799/mo

1340 Harbor Dr, Sarasota, FL, 34239

$2,132/sqft·Harbor Acres

4 bd7 ba5,157 sqft3 car garageSingle Family
Listed by MICHAEL SAUNDERS & COMPANY· Last updated · MLS# A4680096

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$64,799/mo
Down payment (20%)
$2,199,000
Property taxes
$1,958/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2027
Waterfront
Bay/Harbor
Private pool
Heated
3 car garage
Driveway
0.35 acres
Lot size

New construction · 2027

Different rules apply when you buy new

Build snapshot

Build year
2027
Builder
Ask the team — not on MLS
Community
HARBOR ACRES
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Built-in FeaturesEat-in KitchenElevatorHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main Floor

1340 Harbor Dr is a 2027-built home in Harbor Acres, Sarasota. Inside you'll find 4 bedrooms, 7 bathrooms, and 5,157 square feet of living space. Listed at $10,995,000 (about $2,132/sqft), 217 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Under Construction. Best price under construction opportunity in Harbor Acres, a one-third-acre waterfront property on the widest part of the neighborhood's deep-water harbor on Sarasota Bay. The views are great and the home is located on a protected, sailboat water basin with no bridges to the Gulf of Mexico. Newer boat dock and boat lifts accommodate up to 15,000-pound boat plus two recreational water craft, making easy access to Sarasota's waterways and the gulf, AND the home was designed by one of the BEST architectural firms, MHK, and under construction by one of the BEST waterfront builders, Voigt Brothers. The floor plan is amazing and the home is available for purchase during the construction phase. 4 bedrooms all ensuite, 5 bathrooms, 2 half bathrooms, elevator, 3 car garage, elevated pool with large entertaining deck plus covered pool terrace area with outdoor kitchen. Harbor Acres is considered one of the best neighborhoods in Sarasota— and speaking of BEST, it has it all… location, waterfront, appreciation, neighbors. A true neighborhood community that is close to Downtown Sarasota and in-town amenities yet a half mile to Sarasota Memorial Hospital and Southside Village shops and restaurants. Call for floor plans or to walk the property.

The essentials

Built
2027
Price / sqft
$2,132
On market
226 days
Annual tax
$23,499
Flood zone
AE
Lot
15,198 sqft
Type
Single Family Residence

Location

1340 Harbor Dr
Sarasota, FL, 34239·34239 - Sarasota/Pinecraft
Type
Single Family Residence
Year Built
2027
Lot
15,198 sqft
Cooling
Central Air, Zoned
Heating
Central, Electric, Natural Gas, Zoned
Parking
Driveway, Garage Door Opener, Ground Level, Garage
Pool
Deck, Gunite, Heated, In Ground
Waterfront
Bay/Harbor
Days on Market
226
Built-in Features
Eat-in Kitchen
Elevator
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Wet Bar
Balcony
Outdoor Grill
Outdoor Kitchen
Rain Gutters
Dishwasher
Disposal
Freezer
Gas Water Heater
Microwave
Range
Range Hood
Refrigerator
Tankless Water Heater

Elementary

Southside Elementary

Middle

Brookside Middle

High

Sarasota High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE

Annual Tax (2024)

$23,499

Parcel #

2037030028

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Harbor Acres

County

Sarasota

MLS Area

34239 - Sarasota/Pinecraft

Lot Size

15,198 sqft

City LimitsLandscapedLevelPaved
Date
Event
Price
1/28/2026
Listed for sale
Source: Stellar MLS #A4680096
$10,995,000
$2,132/sqft
Est. monthly payment$64,799/mo
Principal & interest$57,343
Property taxes$1,958
Insurance$5,498
Down payment20% · $2,199,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $10,995,000
$10.57M – $10.99M
96.1% – 100% of listTops out right at the list price
80% of listList price
59 of the last 117 home closings in 34239 landed at this number or higher (50%). The median one sat 63 days before it went under contract, and this one is on day 226.

Sample: 117 closed home sales in 34239 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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