Active
$429,000
Est. $2,975/mo

1606 22nd Ave W, Palmetto, FL, 34221

$272/sqft·Palm Lake Estates

3 bd2 ba1,576 sqft2 car garageSingle Family
Listed by EMERALD REALTY TRUE PARTNERS· Last updated · MLS# A4679517

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Est. monthly payment
$2,975/mo
Down payment (20%)
$85,800
Property taxes
$482/mo
HOA
$500/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2005
2 car garage
Driveway
0.35 acres
Lot size
1,576 sqft
Living area

About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboOpen FloorplanSolid Surface CountersLightingSidewalkSliding Doors

1606 22nd Ave W is a 2005-built home in Palm Lake Estates, Palmetto. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,576 square feet of living space. Listed at $429,000 (about $272/sqft), 204 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $500 annually.

From the listing

Virtually Staged. 4.75% ASSUMABLE LOAN | SAVE $550/MONTH! Secure 2021 rates in 2026. This 3-bedroom, 2-bath home offers an unmatched opportunity with a fully assumable mortgage at 4.75%. Optimized for low-cost ownership, the property features a brand-new 2024 architectural roof, new hurricane-impact windows and doors, and a newer A/C system. The fully-owned solar system slashes monthly electric bills. The interior boasts 1,576 sq. ft. of efficient living space with vaulted ceilings, an open split-floor plan, and remodeled bathrooms. Outside, enjoy a private, vinyl-fenced 0.35-acre lot with a storage shed and no CDD fees. Located minutes from Snead Island boat ramps, I-275, and Gulf beaches.

The essentials

Built
2005
Price / sqft
$272
On market
232 days
Annual tax
$5,784
HOA
$500/yr
Flood zone
AE
Lot
15,098 sqft
Type
Single Family Residence

Location

1606 22nd Ave W
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
2005
Lot
15,098 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Ground Level
Days on Market
232
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Solid Surface Counters
Lighting
Sidewalk
Sliding Doors
Storage
Dishwasher
Microwave
Range
Refrigerator

Elementary

Palmetto Elementary-MN

Middle

Lincoln Middle

High

Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2024)

$5,784

Parcel #

2810401809

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Palm Lake Estates

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

15,098 sqft

LevelPaved
HOA
$500/yr
Bob Parham / Palm Lake Estates
Date
Event
Price
4/15/2026
Price change
Source: Stellar MLS #A4679517
$429,000-1.4%
$272/sqft
1/22/2026
Listed for sale
Source: Stellar MLS #A4679517
$435,000
$276/sqft
Est. monthly payment$2,976/mo
Principal & interest$2,237
Property taxes$482
Insurance$215
HOA$42
Down payment20% · $85,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $429,000
$425,000 – $429,000
98.8% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 232 after a $6,000 cut.

Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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