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4016 86th St E, Palmetto, FL, 34221

$152/sqft·Pravela

4 bd3 ba2,532 sqft2 car garageSingle Family
Listed by KW COASTAL LIVING III· Last updated · MLS# A4677144

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$2,622/mo
Down payment (20%)
$77,000
Property taxes
$331/mo
HOA
$90/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2023
Water views
Water
2 car garage
Driveway
6,103 sqft lot
Lot size
2,532 sqft
Living area

About this home

Ceiling Fans(s)Crown MoldingSolid Surface CountersStone CountersThermostatSidewalkSliding DoorsSidewalks

4016 86th St E is a 2023-built home in Pravela, Palmetto. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,532 square feet of living space. Listed at $385,000 (about $152/sqft), 124 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $90 monthly.

From the listing

Welcome to one of the best values in Palmetto, Florida. Built in 2023 with over 2,500 square feet, this four bedroom, two and a half bathroom home offers modern construction, a functional layout, and a peaceful water view lot all under $400,000 in Manatee County. Inside, the open concept design connects the kitchen, dining, and family room for seamless everyday living and entertaining. The kitchen features modern finishes, a recently added designer backsplash, ample cabinetry, and a large center island. Natural light fills the space and draws your eye to tranquil pond views. A flexible bonus room near the entry works perfectly as a home office, dining room, gym, or playroom, with a convenient half bath on the first floor. Upstairs, a spacious loft provides additional living space, while all four bedrooms are privately situated on the second level. The primary suite offers a well appointed ensuite bath and generous walk in closet. The remaining bedrooms share a full bath and provide flexibility for family or guests. Out back, recently added patio pavers expand your outdoor entertaining space, all overlooking a peaceful pond that adds privacy and open views. Located in Palmetto, FL 34221 with quick access to I 75, you are minutes to Lakewood Ranch, Ellenton Premium Outlets, Downtown Bradenton, and a short drive to Anna Maria Island beaches. Shopping, dining, and daily conveniences are all close by. Newer construction with this size, bedroom count, water view lot, and price point is increasingly rare in North Manatee County. Schedule your private showing today and experience the value for yourself.

The essentials

Built
2023
Price / sqft
$152
On market
211 days
Annual tax
$3,976
HOA
$90/mo
Flood zone
X · Low risk
Lot
6,103 sqft
Type
Single Family Residence

Location

4016 86th St E
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
2023
Lot
6,103 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
211
Ceiling Fans(s)
Crown Molding
Solid Surface Counters
Stone Counters
Thermostat
Sidewalk
Sliding Doors
Sidewalks
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer

Elementary

James Tillman Elementary

Middle

Buffalo Creek Middle

High

Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$3,976

Parcel #

644517559

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Pravela

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

6,103 sqft

HOA
$90/mo
Pravela Community/Kevin Perkins
Date
Event
Price
4/2/2026
Price change
Source: Stellar MLS #A4677144
$385,000-3.5%
$152/sqft
2/13/2026
Listed for sale
Source: Stellar MLS #A4677144
$399,000
$158/sqft
Est. monthly payment$2,622/mo
Principal & interest$2,008
Property taxes$331
Insurance$193
HOA$90
Down payment20% · $77,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $385,000
$380,000 – $385,000
98.8% – 100% of listTops out right at the list price
80% of listList price
177 of the last 353 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 211 after a $14,000 cut.

Sample: 353 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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