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2854 89th Street Cir E, Palmetto, FL, 34221

$141/sqft·Heron Bay

5 bd3 ba2,589 sqft2 car garageSingle Family
Listed by HOUSE MATCH· Last updated · MLS# A4676873

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Est. monthly payment
$2,687/mo
Down payment (20%)
$73,000
Property taxes
$495/mo
HOA
$315/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2024
2 car garage
5,400 sqft lot
Lot size
2,589 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanPrimarybedroom UpstairsStone CountersThermostatWalk-in Closet(s)Window Treatments

2854 89th Street Cir E is a 2024-built home in Heron Bay, Palmetto. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,589 square feet of living space. Listed at $365,000 (about $141/sqft), 188 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $315 quarterly.

From the listing

Virtually Staged. Short Sale. Discover Heron Bay, where luxury and comfort come together in perfect harmony! Imagine walking into this breathtaking, move-in-ready home and being greeted by an open foyer that opens into a spacious living area, flooded with natural light. The effortless flow into the dining area and kitchen creates an inviting space that's perfect for both entertaining and daily living. In this beautifully designed kitchen, your culinary dreams can become a reality. With elegant granite countertops, a charming eat-in island ideal for casual meals, and ample cabinetry alongside a generous pantry, this kitchen perfectly balances style and practicality. Adding to the home's appeal is a thoughtfully placed first-floor bedroom and a full bath featuring stylish granite countertops and a convenient bath/shower combo—making it easy to host family and friends. Venture upstairs to discover a flexible loft space that can easily be turned into a game room or a cozy second living area, complete with two closets for extra storage. The owner’s retreat is truly a personal haven, offering a spacious walk-in closet and a lavish ensuite bath equipped with dual sinks, granite countertops, and an expansive walk-in shower. With three additional bedrooms on the second floor, plus a third full bath that includes a tub/shower combination, this home ensures ample space for family and visitors alike. And don’t overlook the convenient laundry room connected to the attached two-car garage, streamlining everyday chores. Step outside to bask in the generous backyard, fenced on two sides, providing the perfect setting for relaxation or entertaining. Could this be the dream home you've been searching for? Don’t let this opportunity slip away—schedule your showing today and take the first step toward turning this house into your home!

The essentials

Built
2024
Price / sqft
$141
On market
247 days
Annual tax
$5,944
HOA
$315/qtr
Flood zone
X · Low risk
Lot
5,400 sqft
Type
Single Family Residence

Location

2854 89th Street Cir E
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
2024
Lot
5,400 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
247
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Primarybedroom Upstairs
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Sidewalk
Dishwasher
Disposal
Microwave
Range
Range Hood
Refrigerator
Flood Zone x

Annual Tax (2025)

$5,944

Parcel #

631603509

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Heron Bay

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

5,400 sqft

HOA
$315/qtr
Unique Property Services / Ken Perrault
Date
Event
Price
8/26/2026
Price change
Source: Stellar MLS #A4676873
$365,000-1.9%
$141/sqft
Price change
Source: Stellar MLS #A4676873
$372,000-4.6%
$144/sqft
1/7/2026
Listed for sale
Source: Stellar MLS #A4676873
$390,000
$151/sqft
Est. monthly payment$2,686/mo
Principal & interest$1,904
Property taxes$495
Insurance$183
HOA$105
Down payment20% · $73,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $365,000
$360,000 – $365,000
98.8% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 247 after a $25,000 cut.

Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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