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5725 Silver Moonlight Dr, Palmetto, FL, 34221

$161/sqft·Silverstone North

5 bd3 ba2,605 sqft2 car garageSingle Family
Listed by D.R. HORTON REALTY OF SARASOTA· Last updated · MLS# A4700626

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$3,056/mo
Down payment (20%)
$83,798
Property taxes
$0/mo
HOA
$120/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 2026
Water views
Water
Community pool
Shared amenity
2 car garage
8,725 sqft lot
Lot size

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SILVERSTONE NORTH
Type
Single Family Residence

True monthly carry

HOA
~$120/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Kitchen/Family Room ComboOpen FloorplanSmart HomeThermostatWalk-in Closet(s)Hurricane ShuttersSidewalkSprinkler Metered

5725 Silver Moonlight Dr is a 2026-built home in Silverstone North, Palmetto. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,605 square feet of living space. Listed at $418,990 (about $161/sqft), 51 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $120 monthly.

From the listing

Under Construction. Receive up to $20,000 towards closing costs, up to $5,000 towards options and special interest rates with the use of our preferred lender - Now through Wednesday, September 30th This two-story, all concrete block constructed home has a large open-concept downstairs with a kitchen overlooking the living and dining room. The kitchen comes equipped with a refrigerator, electric range, microwave and built-in dishwasher. The first floor also features a flex room that provides an area for work or for play, a bedroom, full bathroom, and an outdoor patio. The second floor includes an expansive Bedroom 1, three additional bedrooms that surround a second living area, a third full bathroom, and a laundry room equipped with a washer and dryer. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation.

The essentials

Built
2026
Price / sqft
$161
On market
52 days
Annual tax
$0
HOA
$120/mo
Flood zone
X · Low risk
Lot
8,725 sqft
Type
Single Family Residence

Location

5725 Silver Moonlight Dr
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
2026
Lot
8,725 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
-
Days on Market
52
Kitchen/Family Room Combo
Open Floorplan
Smart Home
Thermostat
Walk-in Closet(s)
Hurricane Shutters
Sidewalk
Sprinkler Metered
Deed Restrictions
Playground
Pool
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer

Elementary

James Tillman Elementary

Middle

Buffalo Creek Middle

High

Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District)Flood Zone X

Annual Tax (2026)

$0

Parcel #

716949009

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Silverstone North

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

8,725 sqft

HOA
$120/mo
Access Management
Date
Event
Price
9/10/2026
Price change
Source: Stellar MLS #A4700626
$418,990-0.7%
$161/sqft
Price change
Source: Stellar MLS #A4700626
$422,000-1.6%
$162/sqft
7/21/2026
Listed for sale
Source: Stellar MLS #A4700626
$428,990
$165/sqft
Est. monthly payment$3,056/mo
Principal & interest$2,185
Property taxes$541
Insurance$209
HOA$120
Down payment20% · $83,798
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $418,990
$415,000 – $418,990
98.8% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 52 after a $10,000 cut.

Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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